David Ramirez
$420,0003 bd2 ba1,500 sqft$280 /sqft$3,097 /mo all-in ↓

185 WINSON AVENUE, ENGLEWOOD, FL, 34223

Active20 days on marketListed Jul 17, 2026MLS #C7528510

Single Family ResidenceENGLEWOOD PARK AMD OF

About this home

185 WINSON AVENUE

Virtually Staged. ## **Walk to Dearborn Street – Discover the Best of Old Englewood Living!** If you've been searching for the charm of **Old Englewood** with a location that truly embraces the Florida lifestyle, **185 Winson Avenue** is the one you've been waiting for. Imagine leaving your car at home and taking a short golf cart, bike ride, or walk to **historic Dearborn Street**—the heart of Englewood. Enjoy locally owned restaurants, sidewalk cafés, wine bars, boutique shopping, art galleries, live music, community events, and the popular weekly farmers market. From seasonal festivals to evening concerts, there's always something happening just minutes from your front door. For outdoor enthusiasts, you're only moments from **Indian Mound Park**, where you'll find a public boat ramp, kayak launch, fishing pier, picnic pavilions, and beautiful views of Lemon Bay. Spend your weekends boating, paddleboarding, fishing, or simply watching spectacular sunsets. **Englewood Beach** and **Manasota Key Beach** are just a short drive away, making every day feel like a vacation. Inside, this well-maintained 3-bedroom, 2-bath home blends classic Florida charm with thoughtful updates. Original terrazzo floors, plantation shutters, and an updated kitchen with butcher block countertops create a warm, inviting atmosphere that's both stylish and functional. A rare bonus is the **approximately 400-square-foot air-conditioned detached studio**, complete with a kitchenette and full bathroom. Whether you need a guest suite, private home office, in-law quarters, art studio, fitness room, workshop, or creative space, this flexible building offers endless possibilities. The fenced backyard provides room for all your Florida toys—including a boat, RV, golf cart, kayaks, and more—along with multiple storage buildings and plenty of space to build the custom pool you've always wanted. Whether you're looking for a primary residence, seasonal escape, vacation home, or investment property, **185 Winson Avenue** offers one of the most desirable combinations in Englewood: an unbeatable Old Englewood location, walkability to Dearborn Street, easy access to Lemon Bay and Gulf beaches, flexible living space, and the relaxed coastal lifestyle buyers are searching for. ** Come experience why so many people fall in love with Old Englewood—and why you'll want to call 185 Winson Avenue home.**

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,500

Sqft

0.21 ac

Lot size

1973

Year built

One

Levels

$280

Per sqft

Water view

Inside

FlooringCeramic Tile · Terrazzo
AppliancesCooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air · Mini-Split Unit(s) · Wall/Window Unit(s)
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationSlab
ViewWater
FacesWest
ParkingRV Parking
ExteriorHurricane Shutters · Outdoor Shower · Private Entrance · Storage

Community & fees

Taxes (2025)$3,346/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,097 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$279
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,700
Interest rate6.00%
Loan term

Estimated payment

$3,097/mo

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$279
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $420K
$342KedgeAI estimate $422,031 · range $356K$455K$473K

vs edgeAI estimate

−0.5%

$/sqft vs Englewood actives

$280 vs $238

Days on market

20 vs 68 typical

Where $280/sqft sits among the 400 Englewood actives

171
110 · this home
61
18
12
28
$115–221$221–327$327–433$433–539$539–645$645+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Old Englewood Village

Map of 185 WINSON AVENUE inside its neighborhood boundary

Get to know Englewood. See the full Englewood guide →

Old Englewood Village — neighborhood snapshot

Population

3,260

Median age

64

Median income

$60,523

Median home value

$320,216

Avg household

2

Households w/ children

124

For the school run

Sarasota County School District

ElementaryEnglewood Elementary School★★★★
HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$330K$330K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

179 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $420,000 · 20 days on market since
1973Built · ENGLEWOOD PARK AMD OF

Reality check

What actually sold near 185 WINSON AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

108 WINSON AVENUESold · Nov ’25

$464,000

108 WINSON AVENUE · same community

2 bd · 2 ba · 1,455 sqft · $319/sqft · 90 DOM

918 EDGEWATER DRIVESold · Mar ’26

$795,000

918 EDGEWATER DRIVE

3 bd · 2 ba · 1,496 sqft · $531/sqft · 18 DOM

1220 PUNTA NOVA TERRACESold · Feb ’26

$309,900

1220 PUNTA NOVA TERRACE

2 bd · 2 ba · 1,493 sqft · $208/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 185 WINSON AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 185 WINSON AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

185 WINSON AVENUE FAQs

What would the monthly payment be for 185 WINSON AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,097/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 185 WINSON AVENUE?+

The most recent tax bill on record (2025) was $3,346. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Englewood?+

At $420,000, this home is listed about 15% above the Englewood median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 185 WINSON AVENUE?+

Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX PALM REALTY · Natalie Dickerson. MLS #C7528510.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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