David Ramirez
$875,0003 bd2.5 ba2,098 sqft$417 /sqft$5,802 /mo all-in ↓

28116 N MCCALL ROAD, ENGLEWOOD, FL, 34223

Active5 days on marketListed Jul 30, 2026MLS #C7528498

WaterfrontPrivate poolSingle Family ResidenceMCCALL LAKE

About this home

28116 N MCCALL ROAD

OVERSIZED LOT! STUNNING 3 BEDROOM PLUS OFFICE, 2.5 BATH, 3-CAR GARAGE LAKEFRONT POOL HOME situated in low HOA, deed restricted community! Beautiful landscaping and paver driveway set the tone for what awaits inside. Inviting double door entryway leads you to an elegant open floorplan, rich in every detail including a double tray wood ceiling, crown molding, sophisticated lighting and fixtures, and plank tile flooring throughout. The great room features a zero-corner slider to the lanai seamlessly blending indoor and outdoor living spaces. Adjacent to the great room, you'll find an office space that offers versatility perfect for working from home, a den, or even an additional bedroom. Gourmet kitchen includes two-toned cabinetry complimented with exquisite quartz and granite countertops, stone backsplash, under cabinet lighting, dry bar, and large center island perfect for entertaining. The dining room offers breathtaking water views, framed by an expansive picturesque window and the sliding door creating a beautiful setting. Generous primary suite features tray ceilings, direct slider access to pool/lanai area, his and her walk-in closets and a luxurious ensuite with dual vanities, soaking tub, walk-in large format tile shower and water closet for privacy. Split floor plan is designed for optimal privacy, featuring two additional guest bedrooms sharing a well-appointed guest bath that also doubles as the pool bath. Just down the hall, a separate powder room is situated across from the laundry room further enhances the home’s functionality. Step outside into your own private backyard oasis. The covered and screened lanai features a stunning wood-paneled ceiling, ceiling fans, and a large outdoor kitchen complete with bar seating perfect for hosting family and friends. A ceiling-mounted TV creates the ideal space to relax and enjoy your favorite games or movies while overlooking the heated saltwater pool with a sun shelf. Beautiful pavers extend throughout the lanai and pool deck, tying together this thoughtfully designed outdoor space. Beyond the pool, a charming paver walkway leads to a lakeside gas fire pit, where you can unwind while taking in the peaceful views of McCall Lake. The backyard is fully enclosed with an elegant wrought iron fence, allowing for unobstructed lake views and spectacular sunsets from the comfort of your own home. Whether you're entertaining guests or enjoying a quiet evening by the water, this backyard is truly a private paradise and an entertainer's dream. Additional seller features and upgrades include impact windows and doors, standing seam metal roof, icing spray foam in attic and garage, air-conditioned garage, exterior soffit lighting, Bermuda shutters, gutters buried and discharged into lake, propane tank for grill and fire pit, and two Sylvester palm trees. Nestled on a quiet street, this home offers the perfect blend of privacy and convenience in the heart of charming Englewood. Enjoy being less than a mile from Historic Dearborn Street's local restaurants, boutiques, live entertainment, and weekly farmers market, with Lemon Bay Park, fishing, scenic bike rides, and the Gulf beaches of Manasota Key all just minutes away. Experience the laid-back coastal lifestyle this beach town is known for. Don't miss this opportunity! Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,098

Sqft

0.31 ac

Lot size

3

Garage

2023

Year built

One

Levels

$417

Per sqft

Private poolWaterfrontPool & Trees/Woods & Water viewPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionConcrete · Stucco
FoundationSlab
ViewPool · Trees/Woods · Water
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorFire Pit · French Doors · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Rain Gutters · Shade Shutter(s) · Sliding Doors

Community & fees

HOA fee$50/mo
Taxes (2025)$6,510/yr
PetsCats OK, Dogs OK, Yes
CommunityLake · Deed Restrictions

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,802 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property tax — 2025 actual bill$542
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,500
Interest rate6.00%
Loan term

Estimated payment

$5,802/mo

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property taxes (actual bill)$542
HOA / condo fee$50
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $875K
$704KedgeAI estimate $846,603 · range $734K$892K$927K

vs edgeAI estimate

+3.4%

$/sqft vs Englewood actives

$417 vs $243

Days on market

5 vs 68 typical

Where $417/sqft sits among the 400 Englewood actives

165
109
65 · this home
19
13
29
$115–221$221–327$327–433$433–539$539–645$645+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Old Englewood Village

Map of 28116 N MCCALL ROAD inside its neighborhood boundary

Get to know Englewood. See the full Englewood guide →

Old Englewood Village — neighborhood snapshot

Population

3,260

Median age

64

Median income

$60,523

Median home value

$320,216

Avg household

2

Households w/ children

124

For the school run

Sarasota County School District

ElementaryEnglewood Elementary School★★★★
HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$330K$330K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

177 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 127% above the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $875,000 · 5 days on market since
2023Built · MCCALL LAKE

Reality check

What actually sold near 28116 N MCCALL ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11063 ARTISTS AVENUESold · Feb ’26

$550,000

11063 ARTISTS AVENUE · same community

3 bd · 2 ba · 1,947 sqft · $282/sqft · 56 DOM

231 WINSON AVENUESold · Feb ’26

$260,000

231 WINSON AVENUE

2 bd · 2 ba · 1,996 sqft · $130/sqft · 338 DOM

295 NORTH DRIVESold · Oct ’25

$435,000

295 NORTH DRIVE

3 bd · 2.5 ba · 1,956 sqft · $222/sqft · 221 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 28116 N MCCALL ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 28116 N MCCALL ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

28116 N MCCALL ROAD FAQs

What would the monthly payment be for 28116 N MCCALL ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,802/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 28116 N MCCALL ROAD?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 28116 N MCCALL ROAD?+

The most recent tax bill on record (2025) was $6,510. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 28116 N MCCALL ROAD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $875,000, this home is listed about 139% above the Englewood median of $365,910. The market section on this page shows how the area is trending.

Which schools are assigned to 28116 N MCCALL ROAD?+

Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$875,000 runs 127% above the ENGLEWOOD 34223 median — but at 2,098 sqft it's also 41% larger than the typical Englewood listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 5 days on market in a Englewood market that averages 68 — if it fits, move quickly.

04Strong assigned schools

Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COMPASS FLORIDA · Brian Helgemo. MLS #C7528498.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Englewood homes, in your inbox

Like 28116 N MCCALL ROAD but not quite? A daily digest of every new listing in Englewood — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 4, 2026 at 4:51 PM UTC. The listing information on this page last changed on August 4, 2026 at 4:51 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 4, 2026 at 4:51 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 4, 2026 at 4:51 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.