David Ramirez
$303,9002 bd2 ba1,564 sqft$194 /sqft$2,327 /mo all-in ↓

17848 PALMETTO PASS LANE, PUNTA GORDA, FL, 33982

Active19 days on marketListed Jul 16, 2026MLS #C7528424

Fully furnishedVillaTRAILS EDGE

About this home

17848 PALMETTO PASS LANE

Welcome to this FULLY FURNISHED villa offering easy Florida living in the sought-after, established community of Trails Edge at Babcock Ranch. Beautifully maintained and move-in ready, this single-story villa features a thoughtfully designed floor plan with 2 bedrooms, a versatile den, 2 full bathrooms, and a spacious 2-car garage. The open-concept layout seamlessly connects the kitchen, dining, and living areas, creating an inviting space for everyday living and entertaining. Sliding glass doors lead to the extended screened lanai, the perfect place to relax and enjoy the Florida lifestyle year-round. Privately situated at the rear of the home, the spacious owner's suite features an en-suite bathroom, a large walk-in closet, and its own sliding glass door providing direct access to the screened lanai. The guest bedroom and full bath are conveniently located at the front of the home, offering comfort and privacy for family and visitors. The versatile den is ideal as a home office, library, hobby room, or additional sitting area. The oversized 2-car garage provides ample space for your vehicle, golf cart, and additional storage or a workshop. This villa is loaded with upgrades, including crown molding, ceramic tile flooring throughout the main living areas, ceiling fans, upgraded lighting fixtures, custom blinds throughout, and a powered hurricane screen on the rear lanai and a hurricane screen for the primary bedroom window for added comfort and protection. Living in Babcock Ranch means embracing an innovative, eco-friendly lifestyle with the convenience of golf cart access throughout the community. You'll enjoy easy access to Founder's Square, the Shops at Yellow Pine, Cypress Lodge Pool, Babcock Neighborhood School (K–12), and Highway 31. Residents enjoy an exceptional array of amenities, including miles of walking, jogging, and biking trails, community parks, a dog park, fitness center, pickleball and tennis courts, bocce ball courts, a skate park, restaurants, shopping, and grocery stores. The vibrant community calendar offers something for everyone, including Food Truck Fridays, live music every weekend, and the popular Sunday Farmers Market. Move right in and start enjoying the Babcock Ranch lifestyle. Don't miss this opportunity to own a beautifully furnished villa in one of Southwest Florida's most innovative and desirable master-planned communities!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,564

Sqft

0.12 ac

Lot size

2

Garage

2022

Year built

One

Levels

$194

Per sqft

Furnished

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Ice Maker · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ParkingGarage Door Opener
ExteriorHurricane Shutters · Irrigation System · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$2,927/yr
PetsNumber Limit
CommunityDeed Restrictions · Dog Park · Fitness Center · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Natural Gas Connected · Sewer Connected · Sprinkler Recycled · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,327 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,789
FHA mortgage insurance (est.)$134
Property tax — 2025 actual bill$244
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,637Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,637
Interest rate6.00%
Loan term

Estimated payment

$2,327/mo

Principal & interest$1,789
FHA mortgage insurance (est.)$134
Property taxes (actual bill)$244
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $304K
$261KedgeAI estimate $282,879 · range $272K$294K$316K

vs edgeAI estimate

+7.4%

$/sqft vs Punta Gorda actives

$194 vs $205

Days on market

19 vs 60 typical

Where $194/sqft sits among the 400 Punta Gorda actives

102
135 · this home
68
49
16
30
$114–167$167–220$220–273$273–325$325–378$378+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 17848 PALMETTO PASS LANE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33982 — neighborhood snapshot

Population

12,543

Median age

53.1

Median income

$68,514

Median home value

$285,400

Avg household

2.24

Households w/ children

1,033

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

179 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 143% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $303,900 · 19 days on market since
2022Built · TRAILS EDGE

Reality check

What actually sold near 17848 PALMETTO PASS LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

43249 TREADWAY DRIVESold · May ’26

$460,000

43249 TREADWAY DRIVE · same community

3 bd · 3 ba · 2,027 sqft · $227/sqft · 155 DOM

42858 PARK VIEW DRIVESold · Dec ’25

$293,000

42858 PARK VIEW DRIVE

3 bd · 2.5 ba · 1,572 sqft · $186/sqft · 5 DOM

17339 PEREGRINE WAYSold · Feb ’26

$268,020

17339 PEREGRINE WAY

3 bd · 2.5 ba · 1,572 sqft · $170/sqft · 491 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17848 PALMETTO PASS LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17848 PALMETTO PASS LANE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

17848 PALMETTO PASS LANE FAQs

What would the monthly payment be for 17848 PALMETTO PASS LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,327/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 17848 PALMETTO PASS LANE?+

The most recent tax bill on record (2025) was $2,927. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17848 PALMETTO PASS LANE?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $303,900, this home is listed about 12% below the Punta Gorda median of $344,900. The market section on this page shows how the area is trending.

Which schools are assigned to 17848 PALMETTO PASS LANE?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NICKLAUS VANCE · Benjamin Board. MLS #C7528424.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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