2513 KEYSTONE LAKE DRIVE, CAPE CORAL, FL, 33909
Active20 days on marketListed Jul 16, 2026MLS #C7528413
About this home
2513 KEYSTONE LAKE DRIVE
Enjoy over $4,000 in annual energy savings with paid-in-full solar panels while experiencing comfortable lakefront living in the gated community of Coral Lakes. This spacious two-story home offers 4 bedrooms, 3 bathrooms, a den, and a 2-car garage. Designed for both everyday living and entertaining, the home features a bright, open floor plan with soaring high and vaulted ceilings, tile and luxury vinyl flooring throughout, a freshly painted interior, and peaceful lake views from the screened lanai. INTERIOR FEATURES • 4 bedrooms, 3 bathrooms, plus den • 2-car attached garage • Freshly painted interior • Bright, open-concept floor plan • Tile flooring throughout the main living areas • Luxury vinyl flooring throughout the second floor • High and vaulted ceilings • Spacious living room and dining room • Abundant natural light KITCHEN FEATURES • Eat-in kitchen • All appliances included • Granite countertops • Breakfast bar • Closet pantry • Open to the main living areas FLEX SPACE • Main-floor den with an attached full bathroom • Ideal for a home office, media room, playroom, guest suite, or potential fifth bedroom PRIMARY SUITE • Spacious primary bedroom • Large walk-in closet • Private en-suite bathroom • Split dual-sink vanities • Soaking tub • Walk-in shower GUEST BEDROOMS & BATHS • Three generously sized guest bedrooms • Built-in closets in each bedroom • Full guest bathroom • Dual-sink vanity • Tub/shower combination OUTDOOR FEATURES • Large screened lanai • Beautiful lake views • Expansive backyard • Plenty of room for a custom pool • Perfect for relaxing or entertaining COMMUNITY FEATURES – CORAL LAKES • Gated, deed-restricted community • Resort-style clubhouse • 2 Community swimming pools • Fitness center • Tennis courts • Basketball courts • Sand volleyball court • Playground • Park • Ball fields LOCATION HIGHLIGHTS • Convenient access to shopping and dining • Close to schools and medical facilities • Easy access to major roadways • Short drive to parks, golf courses, boating, fishing, and Gulf beaches Whether you're searching for a full-time residence, seasonal getaway, or investment opportunity, this move-in-ready home combines generous living space, valuable energy savings, and outstanding community amenities in one of the area's most desirable gated communities. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,471
Sqft
0.17 ac
Lot size
2
Garage
2007
Year built
Two
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,248 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,248/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Cape Coral actives
$152 vs $248
Days on market
20 vs 49 typical
Where $152/sqft sits among the 335 Cape Coral actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coral Lakes
Get to know Cape Coral. See the full Cape Coral guide →
Coral Lakes — neighborhood snapshot
Population
944
Median age
55
Median income
$83,291
Median home value
$334,200
Avg household
2
Households w/ children
149
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $390K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
106 of 335
Cape Coral actives have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 436% above the CAPE CORAL 33909 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 2513 KEYSTONE LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$325,000
2488 KEYSTONE LAKE DRIVE · same community
4 bd · 3 ba · 2,032 sqft · $160/sqft · 231 DOM
Sold · Oct ’25$350,000
2691 SUNSET LAKE DRIVE
5 bd · 3 ba · 2,471 sqft · $142/sqft · 164 DOM
Sold · Oct ’25$350,000
2691 SUNSET LAKE DR, Cape Coral FL 33909
5 bd · 3 ba · 2,471 sqft · $142/sqft · 164 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2513 KEYSTONE LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2513 KEYSTONE LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2513 KEYSTONE LAKE DRIVE FAQs
What would the monthly payment be for 2513 KEYSTONE LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,248/mo — principal and interest, the actual property-tax bill, the $329/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2513 KEYSTONE LAKE DRIVE?+
The association fee works out to $329 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2513 KEYSTONE LAKE DRIVE?+
The most recent tax bill on record (2025) was $4,628. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2513 KEYSTONE LAKE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $375,000, this home is listed about 16% below the Cape Coral median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2513 KEYSTONE LAKE DRIVE?+
Diplomat Elementary School (elementary), Diplomat Middle School (middle), Island Coast High School (high), Dr Carrie D Robinson Littleton Elementary School (elementary), Tropic Isles Elementary School (elementary), North Fort Myers High School (high), Caloosa Middle School (middle), Mariner High School (high), Caloosa Elementary School (elementary), Hancock Creek Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$375,000 runs 436% above the CAPE CORAL 33909 median — but at 2,471 sqft it's also 36% larger than the typical Cape Coral listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Diplomat Elementary School, Diplomat Middle School, Island Coast High School, Dr Carrie D Robinson Littleton Elementary School, Tropic Isles Elementary School, North Fort Myers High School, Caloosa Middle School, Mariner High School, Caloosa Elementary School, Hancock Creek Elementary School — Diplomat Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Matthew Patterson. MLS #C7528413.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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