
652 N ELM STREET, ENGLEWOOD, FL, 34223
Active12 days on marketListed Jul 24, 2026MLS #C7528410
About this home
652 N ELM STREET
Beautifully maintained and move-in ready, this custom 3-bedroom, 2.5-bath home offers the perfect blend of comfort, privacy, and exceptional craftsmanship. Situated on a spacious ¼-acre lot with an additional included building lot, this property provides extra space and endless possibilities. Located in a non-flood zone with no HOA or deed restrictions, you'll enjoy the freedom to make the most of your property, with plenty of room to park your RV, boat, trailer, or other recreational vehicles without the typical community restrictions or fees. A 2-car garage with a new garage door and keypad is complemented by a detached, air-conditioned workshop/storage building with electricity, making it ideal for hobbies, projects, or additional storage. The fully fenced yard is perfect for pets, while the home is set approximately 250 feet from the road, creating a peaceful and private setting. Step inside to an inviting open floor plan designed for both everyday living and entertaining. The living room features a tray ceiling with accent lighting and a unique glow-in-the-dark constellation design, while custom Tuscan-inspired murals by renowned local artist Chris Long add warmth, charm, and one-of-a-kind character throughout the home. The beautifully appointed kitchen showcases granite countertops, custom wood cabinetry, a breakfast bar, new stainless-steel appliances, and abundant cabinet space. It flows seamlessly into the dining area and spacious great room, where a painted tray ceiling, illuminated display shelving, and a built-in china cabinet create an elegant gathering space for family and friends. French doors lead to your own private outdoor retreat featuring a solar-heated, screened pool, relaxing whirlpool spa, and a stunning hand-painted seascape mural that enhances the tropical ambiance. The lanai also provides direct access to the fenced backyard and includes two convenient doggie doors. The spacious primary suite offers two walk-in closets, a comfortable sitting area, and French doors opening directly to the pool. The luxurious en-suite bath features a new granite-topped dual vanity with vessel sinks, a whirlpool soaking tub, a walk-in shower with a built-in bench, and an etched glass window that provides natural light while maintaining privacy. A separate guest suite with its own private entrance includes a bedroom, sitting room, and full bath, making it ideal for guests, extended family, a home office, or even a potential income-producing rental. The suite also features its own Nest thermostat for personalized comfort. Additional features include plantation shutters, rich wood flooring, crown molding, tray ceilings with accent lighting, a spacious laundry room with a new washer and dryer, a deep utility sink, and abundant storage throughout. Recent updates include a new roof installed in 2022, a $70,000 paid-off solar panel system that keeps electric bills averaging approximately $40 per month, a new HVAC system installed in 2021, a water heater replaced in 2022, a new pool heater, a new garage door with keypad,portable generator, and new stainless steel kitchen appliances. Combining custom craftsmanship, artistic details, energy-efficient upgrades, and an exceptionally private setting, this one-of-a-kind property offers an incredible opportunity to enjoy the very best of Florida living. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,028
Sqft
0.58 ac
Lot size
2
Garage
2006
Year built
One
Levels
$321
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,142 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,142/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.6%
$/sqft vs Englewood actives
$321 vs $239
Days on market
12 vs 68 typical
Where $321/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Englewood Village
Get to know Englewood. See the full Englewood guide →
Old Englewood Village — neighborhood snapshot
Population
3,260
Median age
64
Median income
$60,523
Median home value
$320,216
Avg household
2
Households w/ children
124
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $330K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
181 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 652 N ELM STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$355,000
3300 WINTON AVENUE · same community
5 bd · 3 ba · 2,050 sqft · $173/sqft · 4 DOM
Sold · Mar ’26$599,000
838 HIGHLAND STREET · same community
3 bd · 2 ba · 1,366 sqft · $439/sqft · 2 DOM
Sold · Jul ’26$1,000,000
916 HIGHLAND STREET · same community
5 bd · 4 ba · 2,852 sqft · $351/sqft · 144 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 652 N ELM STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 652 N ELM STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
652 N ELM STREET FAQs
What would the monthly payment be for 652 N ELM STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,142/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 652 N ELM STREET?+
The most recent tax bill on record (2025) was $2,766. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 652 N ELM STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $649,999, this home is listed about 79% above the Englewood median of $362,500. The market section on this page shows how the area is trending.
Which schools are assigned to 652 N ELM STREET?+
Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$649,999 runs 67% above the ENGLEWOOD 34223 median — but at 2,028 sqft it's also 37% larger than the typical Englewood listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Joseph Kahn. MLS #C7528410.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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