3 ARBOR CLUB DRIVE UNIT 212, PONTE VEDRA BEACH, FL, 32082
Active24 days on marketListed Jul 17, 2026MLS #C7528371
About this home
3 ARBOR CLUB DRIVE UNIT 212
Second-floor condo in the desirable Ocean Grove Condos. 2 bedrooms, 2 bathrooms, and 1,070 square feet of comfortable living space, this home combines convenience, charm, and some pond views. Step inside to an open and welcoming layout featuring a cozy fireplace, perfect for relaxing evenings at home. The kitchen includes a convenient breakfast bar, making it easy to enjoy casual meals or entertain family and friends. All major appliances are included, including a dishwasher, dryer, electric range, electric water heater, microwave, and refrigerator, making this home truly move-in ready. Unwind on your private screened-in balcony while taking in the tranquil pond view, or enjoy the comfort of a thoughtfully designed floor plan that offers both functionality and style.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,070
Sqft
0.19 ac
Lot size
1992
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,525 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,525/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ocean Grove
Get to know Ponte Vedra Beach. See the full Ponte Vedra Beach guide →
Ocean Grove — neighborhood snapshot
Population
1,134
Median age
55
Median income
$67,262
Median home value
$277,300
Avg household
2
Households w/ children
101
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponte Vedra Beach market
$579K → $925K
Ponte Vedra Beach median sold, yr/yr
93.0%
Sale-to-list ratio (12 mo)
Median sold price, Ponte Vedra Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% below the PONTE VEDRA BEACH 32082 median. See the full Ponte Vedra Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3 ARBOR CLUB DRIVE UNIT 212
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$528,000
103 SANCHEZ COURT
2 bd · 2 ba · 1,206 sqft · $438/sqft · 7 DOM
Sold · Jun ’26$699,000
2444 LORRAINE COURT N
3 bd · 2 ba · 1,860 sqft · $376/sqft · 6 DOM
Sold · Jul ’26$749,000
103 NEPTUNE COURT
3 bd · 2 ba · 2,120 sqft · $353/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3 ARBOR CLUB DRIVE UNIT 212 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3 ARBOR CLUB DRIVE UNIT 212 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3 ARBOR CLUB DRIVE UNIT 212 FAQs
What would the monthly payment be for 3 ARBOR CLUB DRIVE UNIT 212?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,525/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3 ARBOR CLUB DRIVE UNIT 212?+
The most recent tax bill on record (2025) was $2,787. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3 ARBOR CLUB DRIVE UNIT 212?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ponte Vedra Beach?+
At $179,000, this home is listed about 33% below the Ponte Vedra Beach median of $269,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3 ARBOR CLUB DRIVE UNIT 212?+
Ponte Vedra Palm Valley- Rawlings Elementary School (elementary), Alice B. Landrum Middle School (middle), Ponte Vedra High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PONTE VEDRA BEACH 32082 market on paper
$179,000 is 51% below the PONTE VEDRA BEACH 32082 median of $369,000, and at $167/sqft it sits under the Ponte Vedra Beach average of $261.
02Strong assigned schools
Ponte Vedra Palm Valley- Rawlings Elementary School, Alice B. Landrum Middle School, Ponte Vedra High School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Ponte Vedra Palm Valley- Rawlings Elementary School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $199,000, now $179,000 — a $20K cut. The full history is in the market section below.
Listing courtesy of LAMAR PROPERTIES, INC. · Anthony Masso. MLS #C7528371.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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