David Ramirez
$449,0003 bd2 ba1,698 sqft$264 /sqft$3,711 /mo all-in ↓

270 BELAIRE COURT, PUNTA GORDA, FL, 33950

Active25 days on marketListed Jul 13, 2026MLS #C7528352

WaterfrontSingle Family ResidencePUNTA GORDA ISLES SEC 05

About this home

270 BELAIRE COURT

Experience the best of Punta Gorda Isles waterfront living in this beautifully updated 3-bedroom, 2-bath home offering 80 feet of waterfront, stunning intersecting canal views, and approximately 10-minute powerboat access to Charlotte Harbor and the Gulf of Mexico. Perfectly positioned on Sailfish Estuary, this property delivers the boating, fishing, and Florida lifestyle buyers dream about. The exterior is designed for waterfront enjoyment with a concrete seawall, private dock, boat lift, large screened lanai, lush tropical landscaping, and two fenced outdoor areas ideal for pets, gardening, or private outdoor relaxation. Whether you're heading out for a day on the water or enjoying the peaceful canal views from home, this property makes it easy to enjoy Southwest Florida year-round. Inside, the bright and spacious floor plan features tile flooring throughout, crown molding, abundant natural light, and multiple living and entertaining areas. The updated kitchen is the centerpiece of the home, showcasing granite countertops, custom wood cabinetry, and premium stainless-steel appliances including a Bosch range, GE Monogram refrigerator and hood, Fisher & Paykel double-drawer dishwasher, and GE Profile microwave. A breakfast bar pass-through opens to a versatile bonus room that can serve as a family room, dining area, or additional living space. The primary suite offers a custom California walk-in closet, private bath, and direct access to a fenced side yard, creating a peaceful retreat. A split-bedroom floor plan provides privacy for guests, while the additional bedrooms offer generous space and custom closet storage. Additional features include impact windows, a metal roof, circular driveway, air-conditioned garage, and a newer air-conditioning system. This well-maintained home is move-in ready and offers exceptional value for buyers seeking waterfront living without compromise. Located in one of Southwest Florida's most desirable boating communities, residents enjoy easy access to the Punta Gorda Isles Yacht Club, Fishermen's Village, historic downtown Punta Gorda, waterfront parks, golf courses, shopping, dining, entertainment, community events, I-75, and Gulf beaches. Whether you're searching for a year-round residence, seasonal retreat, or waterfront investment, this exceptional property offers the location, boating access, and lifestyle that make Punta Gorda Isles one of Florida's most sought-after destinations.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,698

Sqft

0.22 ac

Lot size

1

Garage

1966

Year built

One

Levels

$264

Per sqft

Waterfront

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ExteriorFrench Doors · Irrigation System · Rain Gutters

Community & fees

Taxes (2025)$8,510/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,711 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$709
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,715
Interest rate6.00%
Loan term

Estimated payment

$3,711/mo

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$709
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $449K
$370KedgeAI estimate $415,012 · range $386K$471K$490K

vs edgeAI estimate

+8.2%

$/sqft vs PUNTA GORDA ISLES SEC 05

$264 vs $335

Days on market

25 vs 59 typical

Where $264/sqft sits among the 16 homes for sale in PUNTA GORDA ISLES SEC 05

1
3 · this home
7
1
1
3
$187–247$247–306$306–365$365–425$425–484$484+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Map of 270 BELAIRE COURT

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,031

Median age

68

Median income

$97,109

Median home value

$574,467

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

6 of 16

PUNTA GORDA ISLES SEC 05 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 67% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jul 13, 2026Listed at $449,000 · 25 days on market since
1966Built · PUNTA GORDA ISLES SEC 05

Reality check

What actually sold near 270 BELAIRE COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2219 EL CERITO COURTSold · May ’26

$535,000

2219 EL CERITO COURT · same community

2 bd · 2 ba · 1,743 sqft · $307/sqft · 176 DOM

2361 VIA VENICESold · Nov ’25

$410,000

2361 VIA VENICE · same community

3 bd · 2 ba · 1,744 sqft · $235/sqft · 23 DOM

918 MESSINA DRIVESold · Jun ’26

$584,000

918 MESSINA DRIVE · same community

3 bd · 2 ba · 1,755 sqft · $333/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 270 BELAIRE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 270 BELAIRE COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

270 BELAIRE COURT FAQs

What would the monthly payment be for 270 BELAIRE COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,711/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 270 BELAIRE COURT?+

The most recent tax bill on record (2025) was $8,510. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $449,000, this home is listed about 32% above the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.

Which schools are assigned to 270 BELAIRE COURT?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$449,000 runs 67% above the PUNTA GORDA 33950 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Bradly Linenberg. MLS #C7528352.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Punta Gorda homes, in your inbox

Like 270 BELAIRE COURT but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 7, 2026 at 10:59 AM UTC. The listing information on this page last changed on August 7, 2026 at 10:59 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 7, 2026 at 10:59 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 7, 2026 at 10:59 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

270 BELAIRE COURT, PUNTA GORDA, FL — 3 Bed, 2 Bath — $449,000 | CENTURY 21 Edge