3841 ALBACETE CIRCLE UNIT 51, PUNTA GORDA, FL, 33950
Active16 days on marketListed Jul 13, 2026MLS #C7528340
About this home
3841 ALBACETE CIRCLE UNIT 51
Welcome to this bright, airy, and impeccably maintained home offering the perfect blend of comfort, convenience, and Florida lifestyle. Located just minutes from downtown Punta Gorda and with quick access to I-75, this property places you close to everything—waterfront activities, restaurants, shopping, and top-rated golf courses. Property Highlights include: 2 Spacious Bedrooms 2 Full Bathrooms Versatile Den/Office featuring custom California Closets—ideal for work, hobbies, or extra storage Open-Concept Living Area with great natural light, perfect for entertaining. NEWLY PAINTED AND NEW LVF IN LIVING AREA AS WELL AS PRIMARY MASTER BEDROOM. AC HANDLER IS BRAND NEW 7/2026. Expanded Lanai offering extra outdoor living space with hurricane shutters throughout as well as lanai blind for extra protection. So you can relax and enjoy the Florida weather Well-designed kitchen and comfortable dining space Low-maintenance living in a peaceful, friendly community NEWLY INSTALLED TILE ROOF, EXTERIOR PAINT AND OUTDOOR LIGHTING FIXTURES. ONE YEAR AMERICAN HOME SHIELD WARRANTY INCLUDED. Location, location, location.. 5–10 minutes to downtown Punta Gorda’s charming boutiques, farmers markets, and waterfront parks Quick access to I-75 for easy travel Close to marinas, canals, and boating opportunities Near restaurants, shopping centers, and multiple golf courses Whether you’re looking for a year-round residence or a seasonal retreat, this home has everything you need to enjoy the best of Southwest Florida living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,451
Sqft
0.05 ac
Lot size
2
Garage
2006
Year built
One
Levels
$134
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,379 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,379/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.9%
$/sqft vs Punta Gorda actives
$134 vs $208
Days on market
16 vs 59 typical
Where $134/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
189 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3841 ALBACETE CIRCLE UNIT 51
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$200,000
3762 TRIPOLI BOULEVARD UNIT 21 · same community
2 bd · 2 ba · 1,451 sqft · $138/sqft · 173 DOM
Sold · Jun ’26$170,000
3743 ALBACETE CIRCLE UNIT 84 · same community
2 bd · 2 ba · 1,451 sqft · $117/sqft · 577 DOM
Sold · Oct ’25$150,000
3803 ALBACETE CIRCLE UNIT 64 · same community
2 bd · 2 ba · 1,451 sqft · $103/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3841 ALBACETE CIRCLE UNIT 51 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3841 ALBACETE CIRCLE UNIT 51 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3841 ALBACETE CIRCLE UNIT 51 FAQs
What would the monthly payment be for 3841 ALBACETE CIRCLE UNIT 51?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,379/mo — principal and interest, the actual property-tax bill, the $720/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3841 ALBACETE CIRCLE UNIT 51?+
The association fee works out to $720 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3841 ALBACETE CIRCLE UNIT 51?+
The most recent tax bill on record (2025) was $3,177. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3841 ALBACETE CIRCLE UNIT 51?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $195,000, this home is listed about 43% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 3841 ALBACETE CIRCLE UNIT 51?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Carol Nelson. MLS #C7528340.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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