125 4TH STREET, NAPLES, FL, 34113
Active3 days on marketListed Jul 17, 2026MLS #C7528274
About this home
125 4TH STREET
INVESTOR ALERT! This 2-bedroom, 1-bath home is being offered as-is with the right to inspect. Featuring tile flooring throughout, this property offers low-maintenance living and great investment potential. The spacious two-car garage provides ample room for parking, storage, or a workshop while keeping your vehicles protected from debris. Whether you're looking to add to your investment portfolio or renovate and resell, this property presents an excellent opportunity. Potential SHORT SALE. Please see confidential remarks for additional information.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
864
Sqft
0.17 ac
Lot size
2
Garage
1979
Year built
One
Levels
$359
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,294 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,294/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Naples actives
$359 vs $333
Days on market
3 vs 17 typical
Where $359/sqft sits among the 79 Naples actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Trail Acres
Get to know Naples. See the full Naples guide →
Trail Acres — neighborhood snapshot
Population
1,063
Median age
50
Median income
$61,645
Median home value
$425,900
Avg household
2
Households w/ children
59%
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $625K
Naples median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
12 of 79
Naples actives have cut their price
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% above the NAPLES 34113 median. See the full Naples market guide →
Paper trail
This home's history
Reality check
What actually sold near 125 4TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$360,000
4204 George Lane, West Palm Beach FL 33406 · same community
2 bd · 2 ba · 1,025 sqft · $351/sqft · 63 DOM
Sold · Oct ’25$350,000
425 SOUTHWEST BOULEVARD · same community
3 bd · 2 ba · 1,514 sqft · $231/sqft · 43 DOM
Sold · Sep ’25$433,000
5309 WARREN STREET
3 bd · 2 ba · 1,451 sqft · $298/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 125 4TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 125 4TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
125 4TH STREET FAQs
What would the monthly payment be for 125 4TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,294/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 125 4TH STREET?+
The most recent tax bill on record (2025) was $2,064. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Naples?+
At $310,000, this home is listed about 43% below the Naples median of $547,500. The market section on this page shows how the area is trending.
Which schools are assigned to 125 4TH STREET?+
Lely High School (high), Manatee Elementary School (elementary), Manatee Middle School (middle) — Collier County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FAST ACTION REALTY INC · Yanely Fernandez. MLS #C7528274.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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