13238 FOWLER AVE, PORT CHARLOTTE, FL, 33981
Active24 days on marketListed Jul 11, 2026MLS #C7528268
About this home
13238 FOWLER AVE
Welcome to this move-in ready 3-bedroom, 2-bath pool home situated on an oversized corner lot in the desirable Gardens of Gulf Cove community. Freshly painted inside and out, this home offers a bright, inviting atmosphere with comfortable living spaces designed for everyday living. Be sure to view the attached virtual tour and photo gallery. The living room features an electric fireplace, creating a cozy focal point, while the kitchen offers stone countertops, stainless steel appliances, including a refrigerator and range, and plenty of workspace for preparing meals. A dedicated laundry room and a new water softener enhance the home's convenience. Step outside to your private backyard where there's plenty of room around the pool for relaxing, entertaining family and friends, or simply enjoying the Florida sunshine. The pool is enclosed by a safety fence, while the property also features new metal fencing and updated front landscaping, adding privacy and curb appeal. The spacious backyard provides plenty of room for your boat, personal watercraft, outdoor play equipment, pets, and all your favorite recreational toys. Major updates have already been completed, including a 2023 roof, hurricane-impact windows, 2020 A/C, and a 2019 electrical panel, giving buyers added peace of mind. Residents of Gardens of Gulf Cove enjoy low HOA fees and an array of amenities, including two community pools, tennis and pickleball courts, a recreation center, and numerous social activities. Conveniently located near Gulf beaches, boating, golf courses, shopping, dining, and more, this home offers the perfect opportunity to enjoy the Southwest Florida lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,203
Sqft
0.31 ac
Lot size
2
Garage
1980
Year built
One
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,475 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,475/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.7%
$/sqft vs Port Charlotte actives
$245 vs $208
Days on market
24 vs 59 typical
Where $245/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood East
Get to know Port Charlotte. See the full Port Charlotte guide →
Englewood East — neighborhood snapshot
Population
12,116
Median age
58
Median income
$62,950
Median home value
$270,898
Avg household
2
Households w/ children
673
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
173 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 656% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 13238 FOWLER AVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$225,000
13300 ENGLEWOOD RD · same community
3 bd · 2 ba · 1,427 sqft · $158/sqft · 131 DOM
Sold · Jun ’26$165,000
7491 DANVERS CIRCLE
2 bd · 2 ba · 1,128 sqft · $146/sqft · 33 DOM
Sold · Dec ’25$260,000
7574 SILAGE CIRCLE
2 bd · 2 ba · 1,280 sqft · $203/sqft · 239 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13238 FOWLER AVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13238 FOWLER AVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13238 FOWLER AVE FAQs
What would the monthly payment be for 13238 FOWLER AVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,475/mo — principal and interest, the actual property-tax bill, the $39/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13238 FOWLER AVE?+
The association fee works out to $39 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13238 FOWLER AVE?+
The most recent tax bill on record (2025) was $4,908. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13238 FOWLER AVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $295,000, this home is listed about 11% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13238 FOWLER AVE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$295,000 runs 656% above the PORT CHARLOTTE 33981 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $300,000, now $295,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Kris Nichols. MLS #C7528268.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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