2399 ORACLE LANE, NORTH PORT, FL, 34286
Active24 days on marketListed Jul 10, 2026MLS #C7528229
About this home
2399 ORACLE LANE
This charming 3-bedroom, 2-bath home offers a spacious and functional floor plan designed for comfortable Florida living. The home features a large living room and an additional family room, providing plenty of space for entertaining, relaxing, or creating a dedicated home office or play area. Step outside to the screened lanai, the perfect spot to enjoy your morning coffee, unwind after a long day, or entertain guests while enjoying Florida's beautiful weather. The property's convenient North Port location offers easy access to shopping, dining, parks, and major roadways while maintaining a peaceful neighborhood setting. Located within the Sarasota County School District and currently zoned for Cranberry Elementary School, Heron Creek Middle School, and North Port High School, this home is an excellent opportunity for full-time residents, seasonal buyers, or investors looking to own in one of Southwest Florida's fastest-growing communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,840
Sqft
0.23 ac
Lot size
2
Garage
2006
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SUB 07
$1 vs $202
Days on market
24 vs 48 typical
Where $1/sqft sits among the 10 homes for sale in PORT CHARLOTTE SUB 07
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chamberlain
Get to know North Port. See the full North Port guide →
Chamberlain — neighborhood snapshot
Population
6,575
Median age
43
Median income
$62,583
Median home value
$300,075
Avg household
3
Households w/ children
972
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $308K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
2 of 10
PORT CHARLOTTE SUB 07 have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% below the NORTH PORT 34286 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 2399 ORACLE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$329,900
4398 APPLETON TERRACE · same community
3 bd · 2 ba · 1,831 sqft · $180/sqft · 21 DOM
Sold · Dec ’25$380,000
4331 MARCELLA TERRACE · same community
3 bd · 2 ba · 1,853 sqft · $205/sqft · 223 DOM
Sold · Jul ’26$367,000
4511 MARCELLA TERRACE · same community
3 bd · 2 ba · 1,821 sqft · $202/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2399 ORACLE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2399 ORACLE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2399 ORACLE LANE FAQs
What would the monthly payment be for 2399 ORACLE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2399 ORACLE LANE?+
The listing reports pets: Breed Restrictions, Dogs OK, Number Limit, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Port?+
At $1,900, this home is listed about 99% below the North Port median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2399 ORACLE LANE?+
North Port High School (high), Atwater Elementary (elementary), Woodland Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HARBORSIDE REALTY · Darcie Capotorto. MLS #C7528229.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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