3414 ASH STREET, PUNTA GORDA, FL, 33950
Active14 days on marketListed Jul 10, 2026MLS #C7528208
About this home
3414 ASH STREET
TURNKY READY! Tucked away in a peaceful rural setting just minutes from historic Punta Gorda, this beautifully maintained 2-bedroom, 1.5-bath bungalow offers a wonderful blend of comfort, modern updates, and tranquil surroundings. Situated on a spacious lot, the property features a covered carport, an expansive backyard, and an impressive 31' x 30' screened lanai/patio with paver flooring, all enclosed within a large aluminum screen enclosure—creating the perfect outdoor living space for relaxing, entertaining, or enjoying Florida's beautiful weather year-round. A standout feature is the impressive 30' x 12' detached workshop/storage building, complete with electricity and a wall-mounted A/C unit, making it ideal for hobbies, projects, a home office, workshop space, or additional storage. Step inside to discover a bright and inviting living and dining area highlighted by classic terrazzo flooring throughout, offering timeless appeal, durability, and easy maintenance. The open-concept layout creates a comfortable setting for both everyday living and entertaining. Just off the main living area, the cozy family room provides additional flexible space that can serve as a media room, reading nook, home office, or gathering area. The updated kitchen is both stylish and functional, featuring white and gray shaker-style cabinetry, gorgeous granite countertops, a classic subway tile backsplash, and stainless-steel appliances. Its efficient galley layout provides abundant cabinet and counter space, while large windows fill the room with natural light. The kitchen flows seamlessly into the dining area, making it perfect for casual meals or hosting family and friends. Two comfortably sized bedrooms feature built-in closets and share an updated bathroom designed with a spa-like feel. Highlights include a quartz-topped shaker vanity, modern fixtures, custom storage cabinetry, and a luxurious walk-in shower accented by floor-to-ceiling marble-look tile, a frameless glass enclosure, rainfall showerhead, and handheld sprayer. Adding to the home's functionality, the utility room combines laundry facilities with the convenience of a half bath. An adjacent storage closet with built-in shelving offers excellent organization space for household essentials, tools, and seasonal items. Recent upgrades provide added value and peace of mind, including a new roof (2022), A/C system (2023), and water heater (2024). The home is also equipped with a 16kW whole-house generator with a 100-amp automatic transfer switch, in-ground propane tank, and storm shutters, ensuring comfort, convenience, and preparedness year-round. This property provides a serene setting while remaining conveniently close to shopping, dining, boating, and Punta Gorda's vibrant waterfront district. Whether you're seeking a seasonal retreat, investment property, or full-time residence, this move-in-ready home offers an exceptional opportunity to enjoy Southwest Florida living. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
960
Sqft
0.22 ac
Lot size
1957
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,440 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,440/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24.7%
$/sqft vs Punta Gorda actives
$177 vs $208
Days on market
14 vs 59 typical
Where $177/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
180 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3414 ASH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$265,000
3225 AMANDA STREET · same community
3 bd · 2 ba · 1,338 sqft · $198/sqft · 542 DOM
Sold · Jul ’26$229,000
2810 VASCO STREET · same community
2 bd · 2 ba · 1,352 sqft · $169/sqft · 208 DOM
Sold · Jun ’26$272,000
3019 AMANDA STREET · same community
4 bd · 2 ba · 1,816 sqft · $150/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3414 ASH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3414 ASH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3414 ASH STREET FAQs
What would the monthly payment be for 3414 ASH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,440/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3414 ASH STREET?+
The most recent tax bill on record (2025) was $2,461. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3414 ASH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $169,900, this home is listed about 51% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 3414 ASH STREET?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Jonathan Sutphin. MLS #C7528208.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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