6060 RUM COVE DRIVE, PLACIDA, FL, 33946
Active5 days on marketListed Jul 16, 2026MLS #C7528171
About this home
6060 RUM COVE DRIVE
BUILD THE ISLAND RETREAT YOU'VE ALWAYS ENVISIONED in the exclusive, gated community of Rum Cove Estates! This vacant homesite presents an exceptional opportunity to design and build a custom coastal residence surrounded by the natural beauty and tranquility that make Placida one of Southwest Florida's hidden gems. Tucked away in a peaceful island setting, Rum Cove Estates offers a rare combination of privacy, serenity, and an unmatched connection to nature. Wake up to gentle sea breezes, spend your days exploring pristine beaches and nearby waterways, and enjoy the laid-back lifestyle that island living is known for. Whether you're searching for a seasonal escape, a luxury vacation home, or a private waterfront retreat, this community provides the perfect backdrop to bring your vision to life. Although Rum Cove feels worlds away from the hustle and bustle, everyday conveniences remain within easy reach. A short ferry ride connects you to the mainland where you'll find shopping, local restaurants, championship golf courses, marinas, and all the amenities needed for comfortable year-round living. With endless possibilities to create a home tailored to your lifestyle, this is your chance to own a piece of Southwest Florida paradise in one of the area's most unique and secluded communities. Don't miss the opportunity to build exactly what you've been dreaming of in beautiful Rum Cove Estates.
Facts & features
The home at a glance
0.56 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,263 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,263/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 757% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 6060 RUM COVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$125,000
3220 HOLLY AVENUE
1 bd · 1 ba · 384 sqft · $326/sqft · 115 DOM
Sold · Feb ’26$82,500
7446 PALM ISLAND DRIVE UNIT 3514
1 bd · 1 ba · 668 sqft · $124/sqft · 831 DOM
Sold · Aug ’25$170,000
1956 WYOMING AVENUE
2 bd · 1 ba · 808 sqft · $210/sqft · 182 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6060 RUM COVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6060 RUM COVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6060 RUM COVE DRIVE FAQs
What would the monthly payment be for 6060 RUM COVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,263/mo — principal and interest, the actual property-tax bill, the $583/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6060 RUM COVE DRIVE?+
The association fee works out to $583 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6060 RUM COVE DRIVE?+
The most recent tax bill on record (2025) was $7,460. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6060 RUM COVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $299,900, this home is listed about 54% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6060 RUM COVE DRIVE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$299,900 runs 757% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $583/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 5 days on market in a Placida market that averages 91 — if it fits, move quickly.
05Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7528171.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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