David Ramirez
$182,9001 bd1 ba798 sqft$229 /sqft$2,241 /mo all-in ↓

4410 WARREN AVENUE UNIT 412, PORT CHARLOTTE, FL, 33953

Active23 days on marketListed Jul 21, 2026MLS #C7528109

WaterfrontCondominiumHARBOUR VILLAGE PH 05

About this home

4410 WARREN AVENUE UNIT 412

Welcome to your own WATERFRONT retreat in the highly sought-after gated community of Harbor Village in Port Charlotte! This COMPLETELY UPDATED & TURNKEY one-bedroom, one-bathroom + LOFT condo offers the perfect combination of comfort, style & low-maintenance living, making it ideal for year-round residents, snowbirds, or anyone seeking a relaxing Florida getaway. Designed w/ both comfort & functionality in mind, the thoughtfully crafted floor plan makes exceptional use of every square foot, creating an open, bright & inviting living space. The all-NEW kitchen is sure to impress, showcasing white wood cabinetry, elegant granite countertops, classic subway tile backsplash, & NEW stylish tray ceiling accented w/ recessed lighting. A spacious breakfast bar provides the perfect spot for casual dining or gathering w/ family & friends, while the NEW sink/faucet complete the space. Designed w/ both style & functionality in mind, this stunning kitchen is ideal for everything from everyday living to effortless entertaining. The spacious primary bedroom is a peaceful retreat, featuring large windows that frame tranquil canal views & fill the room w/ an abundance of natural light. A NEW ceiling fan enhances year-round comfort, while the generously sized walk-in closet (with shelving), beautifully accented by a stylish barn door, offers both ample storage & a touch of modern farmhouse charm. Just beyond the walk-in closet, you'll discover the beautifully RENOVATED bathroom, thoughtfully updated w/ modern finishes throughout. This stylish space features a NEW Vanity*Toilet*Walk-in shower*Fixtures*Contemporary Lighting & *Tile flooring creating a fresh, spa-like atmosphere. Perfectly positioned between the kitchen & living room, the beautifully crafted wood spiral staircase serves as both a striking architectural feature & a gateway to the versatile loft overlooking the main living area. This inviting space is finished w/plush carpeting & a ceiling fan, making it ideal as a home office, media room or additional living area. The loft also includes a spacious walk-in attic storage area that is already plumbed for a future bathroom, offering incredible potential for expansion. If additional sleeping space is desired, the loft can easily be enclosed to create a private 2nd bedroom while still leaving room to customize the space to fit your lifestyle. Step through the oversized HURRICANE IMPACT RESISTANT glass door onto your private balcony & be greeted by breathtaking panoramic views of the MYAKKA RIVER & CHARLOTTE HARBOR. Wake up each morning to tranquil harbor views as you sip your coffee on the private lanai, where gentle breezes and the peaceful waterfront setting provide the perfect start to your day. Other recent updates include hurricane impact windows, NEW interior paint, NEW interior doors, NEW baseboards, NEW tray ceiling in kitchen, NEW lighting, NEW fans (except loft) & NEW luxury vinyl flooring throughout! Enjoy resort-style living with an impressive array of amenities, including a heated Olympic-size pool w/ expansive sun deck overlooking the water, a clubhouse w/ a social area, fitness center, tennis/pickleball courts, fishing pier, first-come, first-served boat docks, boat & RV storage & community grilling areas. Recent community improvements include new roofs/siding, while the HOA fees conveniently cover cable TV, internet & water. This waterfront community is the perfect place to enjoy the very best of the coastal lifestyle!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

798

Sqft

0.03 ac

Lot size

1989

Year built

Two

Levels

$229

Per sqft

WaterfrontWater viewTurnkeyPets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Closet · Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofMetal
ConstructionVinyl Siding · Wood Frame
FoundationSlab
ViewWater
FacesNorth
ParkingGround Level · Guest · Open
ExteriorBalcony · Lighting · Outdoor Grill · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$688/mo
Taxes (2025)$2,821/yr
PetsBreed Restrictions, Yes
CommunityDock · Fishing · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,241 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,077
FHA mortgage insurance (est.)$81
Property tax — 2025 actual bill$235
Condo fee — from the listing$688
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,402Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,402
Interest rate6.00%
Loan term

Estimated payment

$2,241/mo

Principal & interest$1,077
FHA mortgage insurance (est.)$81
Property taxes (actual bill)$235
HOA / condo fee$688
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Port Charlotte actives

$229 vs $208

Days on market

23 vs 60 typical

Where $229/sqft sits among the 400 Port Charlotte actives

118
111
65 · this home
36
28
42
$130–175$175–220$220–265$265–310$310–355$355+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 4410 WARREN AVENUE UNIT 412

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33953 — neighborhood snapshot

Population

7,018

Median age

62.9

Median income

$77,227

Median home value

$332,200

Avg household

2.36

Households w/ children

430

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
HighPort Charlotte High School★★★★★
ElementaryLiberty Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

193 of 400

Port Charlotte actives have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 731% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $182,900 · 23 days on market since
1989Built · HARBOUR VILLAGE PH 05

Reality check

What actually sold near 4410 WARREN AVENUE UNIT 412

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4410 WARREN AVENUE UNIT 406Sold · Sep ’25

$169,000

4410 WARREN AVENUE UNIT 406 · same community

1 bd · 1 ba · 616 sqft · $274/sqft · 4 DOM

14396 PAMBAR AVENUESold · Sep ’25

$100,000

14396 PAMBAR AVENUE

2 bd · 1 ba · 768 sqft · $130/sqft · 56 DOM

14388 WEEKSONIA AVENUESold · Oct ’25

$103,000

14388 WEEKSONIA AVENUE

2 bd · 1.5 ba · 768 sqft · $134/sqft · 184 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4410 WARREN AVENUE UNIT 412 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4410 WARREN AVENUE UNIT 412 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4410 WARREN AVENUE UNIT 412 FAQs

What would the monthly payment be for 4410 WARREN AVENUE UNIT 412?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,241/mo — principal and interest, the actual property-tax bill, the $688/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4410 WARREN AVENUE UNIT 412?+

The association fee works out to $688 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4410 WARREN AVENUE UNIT 412?+

The most recent tax bill on record (2025) was $2,821. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4410 WARREN AVENUE UNIT 412?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $182,900, this home is listed about 45% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4410 WARREN AVENUE UNIT 412?+

Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$182,900 runs 731% above the PORT CHARLOTTE 33953 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $688/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of RE/MAX PALM REALTY · Lezley Carmichael. MLS #C7528109.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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