David Ramirez
$479,9003 bd2.5 ba1,919 sqft$250 /sqft$3,265 /mo all-in ↓

2649 SIMONTON AVENUE, NORTH PORT, FL, 34286

Active21 days on marketListed Jul 8, 2026MLS #C7528074

New constructionWaterfrontSingle Family ResidencePORT CHARLOTTE SUB 08

About this home

2649 SIMONTON AVENUE

Stunning New Construction Canal-Front Home with Premium Custom Upgrades You would have to design and build it yourself to surpass the custom features and upgrades found throughout this exceptional new construction home on a freshwater canal. Thoughtfully crafted with elevated finishes, spacious living areas, and waterway views, this 3-bedroom, 2.5-bath residence also includes a private den with frosted-glass French doors. The open great room showcases custom coffered ceilings and sliding glass doors overlooking the canal, creating a bright and inviting space for everyday living and entertaining. The adjacent dinette features a tray ceiling, while the beautifully appointed kitchen offers Shaker-style solid wood cabinetry with soft-close doors and drawers, an accent-color island measuring approximately 10'6" x 4', granite countertops, subway tile backsplash, and a walk-in pantry. The primary suite is a relaxing retreat with a tray ceiling, two walk-in closets, and custom ventilated wood shelving. The spa-inspired primary bath features a spacious custom-tiled shower, double vanity, and freestanding tub. The second bath includes dual sinks and a custom shower, while the half bath is finished with a pedestal sink. All bathrooms include upgraded brushed nickel Moen faucets and Kohler fixtures. Included appliances are Whirlpool built-in combination wall oven and microwave, induction glass cooktop, French door refrigerator, dishwasher, vent hood, and disposal. Additional interior upgrades include upgraded lighting fixtures and ceiling fans throughout, porcelain wood-look tile flooring, crown molding, wood windowsills with upgraded trim, and 8-foot solid-core Craftsman-style interior doors. Built for comfort, efficiency, and durability, the home features hurricane-impact windows and doors, a metal roof, spray foam insulation, a whole-house water filtration and softener system, and stone accents on the front elevation. Exterior highlights include a paver driveway, sidewalks, lanai, and an oversized 2-car garage with epoxy floors. This impressive canal-front home combines new construction quality with custom-level finishes and thoughtful upgrades throughout—offering the perfect blend of style, comfort, and the privacy of waterfront.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,919

Sqft

0.23 ac

Lot size

2

Garage

2026

Year built

One

Levels

$250

Per sqft

WaterfrontTrees/Woods & Water view

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Refrigerator · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesNorth
ParkingOversized
ExteriorRain Gutters · Sliding Doors

Community & fees

Taxes (2025)$815/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,265 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,825
FHA mortgage insurance (est.)$212
Property tax — 2025 actual bill$68
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,797Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,797
Interest rate6.00%
Loan term

Estimated payment

$3,265/mo

Principal & interest$2,825
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$68
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $480K
$388KedgeAI estimate $433,184 · range $404K$482K$501K

vs edgeAI estimate

+10.8%

$/sqft vs PORT CHARLOTTE SUB 08

$250 vs $196

Days on market

21 vs 48 typical

Where $250/sqft sits among the 32 homes for sale in PORT CHARLOTTE SUB 08

5
8
5
7
3
4 · this home
$157–173$173–189$189–206$206–222$222–239$239+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Chamberlain

Map of 2649 SIMONTON AVENUE inside its neighborhood boundary

Get to know North Port. See the full North Port guide →

Chamberlain — neighborhood snapshot

Population

6,575

Median age

43

Median income

$62,583

Median home value

$300,075

Avg household

3

Households w/ children

972

For the school run

Sarasota County School District

HighNorth Port High School★★★★★
ElementaryAtwater Elementary★★★★★
MiddleWoodland Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$316K$308K

North Port median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

13 of 32

PORT CHARLOTTE SUB 08 have cut their price

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1404% above the NORTH PORT 34286 median. See the full North Port market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $479,900 · 21 days on market since
2026Built · PORT CHARLOTTE SUB 08

Reality check

What actually sold near 2649 SIMONTON AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1022 S LAVINA STREETSold · Mar ’26

$410,000

1022 S LAVINA STREET · same community

4 bd · 2 ba · 1,918 sqft · $214/sqft · 169 DOM

1330 MCCRORY STREETSold · Feb ’26

$319,000

1330 MCCRORY STREET · same community

3 bd · 2 ba · 1,902 sqft · $168/sqft · 6 DOM

2855 SAMOVAR TERRACESold · Mar ’26

$355,000

2855 SAMOVAR TERRACE · same community

3 bd · 2 ba · 1,963 sqft · $181/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2649 SIMONTON AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2649 SIMONTON AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2649 SIMONTON AVENUE FAQs

What would the monthly payment be for 2649 SIMONTON AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,265/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2649 SIMONTON AVENUE?+

The most recent tax bill on record (2025) was $815. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in North Port?+

At $479,900, this home is listed about 43% above the North Port median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2649 SIMONTON AVENUE?+

North Port High School (high), Atwater Elementary (elementary), Woodland Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Larry Efstathiades. MLS #C7528074.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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