9994 SPRING GULCH LANE, PUNTA GORDA, FL, 33950
Active16 days on marketListed Jul 8, 2026MLS #C7528049
About this home
9994 SPRING GULCH LANE
Virtually Staged. Welcome to this beautifully maintained 3-bedroom, 2.5-bath lakefront home in the desirable Creekside community of Punta Gorda! Offering nearly 2,400 square feet of thoughtfully designed living space, this two-story home combines comfort, style, and modern convenience. Step inside to find spacious living areas, a functional floor plan, and an inviting kitchen complete with a reverse osmosis water filtration system. Enjoy peaceful mornings or relaxing evenings from the covered rear porch overlooking the tranquil lake—the beautiful water view is truly one of this home's standout features. Upstairs, the spacious primary suite offers a spa-like retreat with a beautifully renovated walk-in shower featuring a luxurious rain shower head. The guest bathroom was also tastefully remodeled approximately two years ago and includes an oversized soaking tub, perfect for unwinding after a long day. A Murphy bed in one of the guest bedrooms provides flexible space for visitors or a home office. This home has been thoughtfully updated with a new roof (2023), Wi-Fi-enabled garage door opener, Nest smart thermostats, and smart-enabled refrigerator, washer, and dryer—allowing you to conveniently control your home from your smartphone. Additional features include a two-car garage, public utilities, low HOA fees, and location in Flood Zone X for added peace of mind. Conveniently located just minutes from I-75, downtown Punta Gorda, shopping, dining, parks, boating, and top-rated schools, this move-in-ready home offers the perfect blend of modern living and Florida lifestyle. Come experience the lake views, thoughtful upgrades, and exceptional value this beautiful Creekside home has to offer! 1-YEAR HOME WARRANTY Provided to the buyer, ON US!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,399
Sqft
0.15 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,775 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,775/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs CREEKSIDE
$150 vs $184
Days on market
16 vs 59 typical
Where $150/sqft sits among the 8 homes for sale in CREEKSIDE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$25,767/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,700/mo median
Live Punta Gorda rental listing data — this home’s rate depends on size, condition and furnishing.
The Punta Gorda short-term market
▼ Softening40%
Occupancy
▼ 24% yr/yr
$250
Avg nightly rate
▲ 13% yr/yr
$20K/yr
Revenue per listing
$111
RevPAR
61 days
Booking lead time
7.3 nights
Avg stay
8
Typical min nights
460
Active rentals
▲ 4% supply
Seasonality — monthly occupancy
Peaks at 65% in Feb · bottoms at 28% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Punta Gorda — the projection above is specific to this home’s size.
Where it sits
Inside Jones Loop
Creekside is a short-term-rental community. See the full guide →
Jones Loop — neighborhood snapshot
Population
2,550
Median age
60
Median income
$72,488
Median home value
$170,624
Avg household
2
Households w/ children
368
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
4 of 8
CREEKSIDE have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 9994 SPRING GULCH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$395,000
4434 CREEKSIDE DRIVE · same community
4 bd · 3 ba · 2,433 sqft · $162/sqft · 20 DOM
Sold · Jun ’26$560,000
1654 BAYHILL DRIVE · same community
4 bd · 2.5 ba · 2,320 sqft · $241/sqft · 213 DOM
Sold · Dec ’25$625,000
14208 CREEK RUN DRIVE · same community
4 bd · 2.5 ba · 2,217 sqft · $282/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9994 SPRING GULCH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9994 SPRING GULCH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9994 SPRING GULCH LANE FAQs
What would the monthly payment be for 9994 SPRING GULCH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,775/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9994 SPRING GULCH LANE?+
The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9994 SPRING GULCH LANE?+
The most recent tax bill on record (2025) was $3,260. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 9994 SPRING GULCH LANE be rented short-term?+
Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 9994 SPRING GULCH LANE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $360,000, this home is listed about 4% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 9994 SPRING GULCH LANE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Meaghan Smith. MLS #C7528049.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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