3020 CASCADE CIRCLE, LAKE WALES, FL, 33898
Active20 days on marketListed Jul 3, 2026MLS #C7528033
About this home
3020 CASCADE CIRCLE
Under Construction. The PINDO model has 3 bedrooms, 2 baths and 2 car garage. Step inside and experience the open and airy ambiance created by the long view from the front door to the sliding glass doors at the back of the home. This thoughtfully designed home features two bedrooms and a bathroom on one side, offering comfort and convenience. On the other side, you’ll find the private and spacious Owners Suite, ensuring a tranquil retreat. The open kitchen is equipped with a breakfast bar and generous countertops, perfect for meal preparation and entertaining. Ample cabinet space allows for easy organization and storage of all your kitchen essentials. The adjacent laundry room, conveniently accessed from the garage, adds to the functionality of the home. With a two-car garage, you’ll have ample space for vehicles or additional storage needs. Constructed using CBS (Concrete Block System), this home incorporates energy-smart features throughout, including a digital thermostat, a heating, ventilation and A/C system, a roof vent and soffit for attic ventilation, and dual-pane energy-efficient windows. Includes a 1-year transferable builder warranty and a 10-year structural warranty. HOA includes cable and internet!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,250
Sqft
0.14 ac
Lot size
2
Garage
2026
Year built
One
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,186 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,186/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.3%
$/sqft vs Lake Wales actives
$236 vs $174
Days on market
20 vs 56 typical
Where $236/sqft sits among the 378 Lake Wales actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Citrus Ridge, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$38,445/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,850/mo median
Live Lake Wales rental listing data — this home’s rate depends on size, condition and furnishing.
The Lake Wales short-term market
▼ Softening38%
Occupancy
▼ 13% yr/yr
$221
Avg nightly rate
▲ 5% yr/yr
$21K/yr
Revenue per listing
$87
RevPAR
57 days
Booking lead time
4.1 nights
Avg stay
2
Typical min nights
107
Active rentals
▲ 26% supply
Seasonality — monthly occupancy
Peaks at 54% in Feb · bottoms at 27% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Lake Wales — the projection above is specific to this home’s size.
Where it sits
Inside Citrus Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Citrus Ridge is a short-term-rental community. See the full guide →
LAKE WALES 33898 — neighborhood snapshot
Population
18,426
Median age
46.9
Median income
$54,778
Median home value
$161,500
Avg household
2.51
Households w/ children
1,790
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $275K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
167 of 378
Lake Wales actives have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 104% above the LAKE WALES 33898 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 3020 CASCADE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$234,900
1030 LANCELOT DRIVE
3 bd · 2 ba · 1,292 sqft · $182/sqft · 36 DOM
Sold · Oct ’25$228,000
342 HIBISCUS DRIVE
3 bd · 2 ba · 1,130 sqft · $202/sqft · 19 DOM
Sold · Nov ’25$252,990
2798 PENNACHIO DRIVE
3 bd · 2 ba · 1,487 sqft · $170/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3020 CASCADE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3020 CASCADE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3020 CASCADE CIRCLE FAQs
What would the monthly payment be for 3020 CASCADE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,186/mo — principal and interest, the actual property-tax bill, the $117/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3020 CASCADE CIRCLE?+
The association fee works out to $117 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3020 CASCADE CIRCLE?+
The most recent tax bill on record (2025) was $500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3020 CASCADE CIRCLE be rented short-term?+
Yes — this home sits inside Citrus Ridge, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3020 CASCADE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $294,990, this home is listed about 15% above the Lake Wales median of $256,490. The market section on this page shows how the area is trending.
Which schools are assigned to 3020 CASCADE CIRCLE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOLIDAY BUILDERS GULF COAST · Trish Lohela. MLS #C7528033.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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