7081 WATERFORD PARKWAY, PUNTA GORDA, FL, 33950
Active42 days on marketListed Jul 2, 2026MLS #C7527910
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Upcoming open house
Sat, Aug 15
1:00 AM – 3:00 PM
About this home
7081 WATERFORD PARKWAY
Enjoy lakefront living in the highly desirable gated community of Waterford Estates in Punta Gorda. This well-maintained home offers a light and comfortable layout designed for everyday living and easy entertaining. Peaceful lake views and a fully fenced backyard create a private outdoor setting ideal for relaxing or hosting guests. Located in a vibrant amenity-rich community, this home is perfect for enjoying the Southwest Florida lifestyle year-round. INTERIOR FEATURES • 3 bedrooms, 2 bathrooms • 2-car garage • Bright and airy open-concept floor plan • High ceilings throughout • Luxury vinyl flooring in main living areas • Spacious living and dining area • Glass slider to screened lanai • Abundant natural light • Functional layout designed for everyday living and entertaining KITCHEN FEATURES • Eat-in kitchen design • Stainless steel appliances (2024) • Quartz countertops • Subway tile backsplash • Under-sink reverse osmosis system • Touch faucet • Closet pantry • Breakfast bar seating PRIMARY SUITE • Spacious primary bedroom • Walk-in closet • Updated en-suite bathroom • Dual sink marble-topped vanity • Walk-in shower • Private and comfortable retreat GUEST BEDROOMS & BATH • Built-in closets in • Full guest bathroom with convenient access OUTDOOR FEATURES • Screened lanai with lake views • Fully fenced backyard • Ideal for relaxing or entertaining outdoors COMMUNITY FEATURES – WATERFORD ESTATES • Gated community • Two community pools • Pickleball courts • Bocce ball courts • Fitness/amenity center • Multiple community lakes UPDATES • Roof (2022) • Interior paint (2022) • Water softener system • Updated primary shower • Updated flooring throughout • Backyard fencing LOCATION HIGHLIGHTS • Desirable Waterford Estates in Punta Gorda • Minutes to shopping, dining, and daily conveniences • Short drive to Downtown Punta Gorda • Easy access to US-41 and I-75 • Close to golf, boating, and waterfront parks • Near Punta Gorda Airport and Southwest Florida attractions Perfect for those seeking a low-maintenance lakefront lifestyle in a gated, amenity-rich community, this home offers the ideal blend of comfort, convenience, and Florida living. Whether you’re enjoying quiet mornings on the lanai or taking advantage of the community’s active lifestyle amenities, this is a wonderful opportunity to own in one of Punta Gorda’s desirable neighborhoods. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,758
Sqft
0.2 ac
Lot size
2
Garage
2019
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,823 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,823/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.1%
$/sqft vs Punta Gorda actives
$193 vs $206
Days on market
42 vs 62 typical
Where $193/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Edison College Area
Get to know Punta Gorda. See the full Punta Gorda guide →
Edison College Area — neighborhood snapshot
Population
1,511
Median age
46
Median income
$40,411
Median home value
$239,900
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
199 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 7081 WATERFORD PARKWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$300,000
7093 WATERFORD PARKWAY
3 bd · 2 ba · 1,758 sqft · $171/sqft · 40 DOM
Sold · Mar ’26$299,900
2219 CYPRESS ST
2 bd · 2 ba · 1,777 sqft · $169/sqft · 8 DOM
Sold · Dec ’25$250,000
2209 CYPRESS STREET
3 bd · 2 ba · 1,782 sqft · $140/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7081 WATERFORD PARKWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7081 WATERFORD PARKWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7081 WATERFORD PARKWAY FAQs
What would the monthly payment be for 7081 WATERFORD PARKWAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,823/mo — principal and interest, the actual property-tax bill, the $126/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7081 WATERFORD PARKWAY?+
The association fee works out to $126 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7081 WATERFORD PARKWAY?+
The most recent tax bill on record (2025) was $4,615. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7081 WATERFORD PARKWAY?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $340,000, this home is priced right at the Punta Gorda median.
Which schools are assigned to 7081 WATERFORD PARKWAY?+
Punta Gorda Middle School (middle), Charlotte High School (high), Sallie Jones Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$340,000 runs 26% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Punta Gorda Middle School, Charlotte High School, Sallie Jones Elementary School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $350,000, now $340,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Nicholas Greth. MLS #C7527910.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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