1177 COMMERCE STREET, PORT CHARLOTTE, FL, 33953
Active18 days on marketListed Jul 17, 2026MLS #C7527682
About this home
1177 COMMERCE STREET
WHERE MODERN LUXURY MEETS EVERYDAY LIVING. Welcome to this exceptional 2026-BUILT 4 BEDROOM, 3 BATHROOM, 2 CAR GARAGE CUSTOM HOME, where sophisticated design, premium finishes, and meticulous craftsmanship come together to create a truly unforgettable residence. Perfectly positioned on a CORNER LOT in a quiet, low-density area of Port Charlotte, this stunning home offers a sense of privacy and tranquility while remaining just minutes from shopping, dining, golf, boating, and Southwest Florida's beautiful Gulf Coast beaches. From the moment you step through the front door, you'll be captivated by the home's soaring HIGH CEILINGS, expansive open-concept design, and an abundance of natural light that creates a bright, airy atmosphere. Every space has been thoughtfully designed to maximize both functionality and elegance, delivering a home that feels grand while remaining warm and inviting. The chef-inspired kitchen serves as the centerpiece of the home, featuring STAINLESS STEEL APPLIANCES, a DOUBLE WALL OVEN, an oversized CENTER ISLAND, and EXTRA-TALL CUSTOM CABINETRY that extends toward the ceiling, offering abundant storage while enhancing the home's clean, contemporary aesthetic. Whether preparing everyday meals or entertaining guests, this space is designed to impress. The luxurious primary suite is a true private retreat. Wake each morning to peaceful views with SLIDING GLASS DOORS LEADING DIRECTLY TO THE EXPANSIVE LANAI, creating a seamless indoor-outdoor connection. Dual WALK-IN CLOSETS, each appointed with CUSTOM BUILT-IN ORGANIZATION SYSTEMS, provide exceptional storage, while the spa-inspired ensuite bath showcases a DUAL VANITY, elegant finishes, a BACKLIT LED MIRROR, and a sophisticated design that evokes the feel of a luxury resort. The guest accommodations are equally impressive. Each of the generously sized bedrooms features its own CUSTOM BUILT-IN CLOSET ORGANIZATION SYSTEM, elevating both style and functionality while providing exceptional storage rarely found in new construction homes. Step outside to the SPACIOUS COVERED LANAI, perfectly designed for relaxing evenings, outdoor dining, and future customization. With ample room for entertaining or creating your own backyard oasis, the outdoor living space offers endless possibilities. Built in 2026, every detail of this home reflects today's most desirable finishes and construction standards, allowing you to enjoy the confidence and efficiency of brand-new construction without compromise. If you've been searching for a home that offers exceptional craftsmanship, timeless modern design, and luxurious finishes in a peaceful Port Charlotte setting, your search ends here. THIS IS MORE THAN A HOME—IT'S A STATEMENT OF MODERN ELEGANCE, THOUGHTFULLY DESIGNED FOR THE WAY YOU WANT TO LIVE.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,501
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,452 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,452/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.1%
$/sqft vs Port Charlotte actives
$206 vs $208
Days on market
18 vs 58 typical
Where $206/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
7,018
Median age
62.9
Median income
$77,227
Median home value
$332,200
Avg household
2.36
Households w/ children
430
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
167 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2139% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 1177 COMMERCE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$685,000
14056 HYDRANGEA AVENUE · same community
3 bd · 3 ba · 1,894 sqft · $362/sqft · 87 DOM
Sold · Jun ’26$445,000
14372 CANNELL LANE · same community
3 bd · 2 ba · 1,855 sqft · $240/sqft · 27 DOM
Sold · Dec ’25$485,000
14136 HUGHES AVENUE · same community
3 bd · 2 ba · 1,841 sqft · $263/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1177 COMMERCE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1177 COMMERCE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1177 COMMERCE STREET FAQs
What would the monthly payment be for 1177 COMMERCE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,452/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1177 COMMERCE STREET?+
The most recent tax bill on record (2025) was $389. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1177 COMMERCE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $515,000, this home is listed about 56% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1177 COMMERCE STREET?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$515,000 runs 2139% above the PORT CHARLOTTE 33953 median — but at 2,501 sqft it's also 52% larger than the typical Port Charlotte listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $550,000, now $515,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7527682.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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