David Ramirez
$4,600,0003 bd3.5 ba3,268 sqft$1,408 /sqft$28,111 /mo all-in ↓

940 CAPE MARCO DRIVE UNIT 1905, MARCO ISLAND, FL, 34145

Active39 days on marketListed Jun 28, 2026MLS #C7527678

WaterfrontFully furnishedCondominiumVERACRUZ AT CAPE MARCO

About this home

940 CAPE MARCO DRIVE UNIT 1905

RARELY AVAILABLE!!! Experience unparalleled luxury in this 19th-floor Gulf-front residence at Cape Marco Veracruz. Exquisitely designed by Koastal Design Group Kira Krumm & Co., this exceptional 3-bedroom, 3.5-bath condominium offers breathtaking year-round sunrises and sunsets with panoramic views of the Gulf, Marco's iconic crescent-shaped beach, and the island skyline. A private elevator opens directly into your personal foyer, revealing a masterpiece of elegance and coastal sophistication. Wake up each morning to breathtaking Gulf views from this serene primary suite, where floor-to-ceiling windows fill the space with natural light and showcase stunning coastal scenery. The luxurious spa-inspired primary bathroom features elegant inlaid tile flooring, dual vanities with generous counter space, a large walk-in shower, and refined finishes throughout. Completing the suite is an expansive walk-in closet, providing exceptional storage and organization while adding to the home's sense of luxury and comfort. Every bedroom enjoys stunning Gulf views as well as private access to the expansive balconies. Exquisite details include inlaid tile flooring and beautifully hand-painted, leathered ceiling designs that create an atmosphere of timeless refinement. Two spacious balconies provide the perfect setting to enjoy gentle sea breezes, and endless water views. Residents enjoy an extraordinary amenity package featuring an infinity-edge pool overlooking the Gulf, a secluded grotto pool below, a Grilling Area and two elegantly appointed social rooms with bars for hosting parties and entertaining, a theater room, and a state-of-the-art fitness center. This remarkable residence embodies the pinnacle of luxury coastal living, where sophistication, exceptional design and breathtaking views come together in one of Marco Island's most coveted Gulf-front addresses.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

3,268

Sqft

2

Garage

2005

Year built

One

Levels

$1,408

Per sqft

WaterfrontFireplaceWater viewFurnished

Inside

FlooringMarble
AppliancesBuilt-In Oven · Convection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Refrigerator · Washer · Water Purifier · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Dry Bar · Elevator · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room · Same Floor As Condo Unit · Washer Hookup
CoolingCentral Air
HeatingNatural Gas
FurnishedFurnished

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationConcrete Perimeter
ViewWater
FacesEast
ParkingCovered · Guest · Under Building
ExteriorHurricane Shutters · Irrigation System · Lighting · Outdoor Grill · Private Entrance · Sliding Doors · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$16,859/yr
PetsDogs OK
CommunityGulf/Ocean Front · Water Access · Waterfront · Buyer Approval Required · Community Mailbox · Fitness Center · Gated Community - Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$28,111 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$24,821
PMI (est., until 20% equity)$1,725
Property tax — 2025 actual bill$1,405
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $460,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $460,000
Interest rate6.00%
Loan term

Estimated payment

$28,111/mo

Principal & interest$24,821
PMI (est., until 20% equity)$1,725
Property taxes (actual bill)$1,405
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside South End

Map of 940 CAPE MARCO DRIVE UNIT 1905 inside its neighborhood boundary

Get to know Marco Island. See the full Marco Island guide →

South End — neighborhood snapshot

Population

2,009

Median age

75

Median income

$100,908

Median home value

$1,020,734

Avg household

2

Households w/ children

14%

For the school run

Collier County School District

ElementaryTommie Barfield Elementary School★★★★
MiddleManatee Middle School★★★★★
HighLely High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Marco Island market

Seller’s marketLeans buyer10.0 months of inventoryBuyer’s market

$4.1M$1.2M

Marco Island median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

Median sold price, Marco Island, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 412% above the MARCO ISLAND 34145 median. See the full Marco Island market guide →

Paper trail

This home's history

Jun 28, 2026Listed at $4,600,000 · 39 days on market since
2005Built · VERACRUZ AT CAPE MARCO

Reality check

What actually sold near 940 CAPE MARCO DRIVE UNIT 1905

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1107 BREAKWATER COURTSold · Feb ’26

$2,225,000

1107 BREAKWATER COURT

4 bd · 4 ba · 2,395 sqft · $929/sqft · 0 DOM

980 CAPE MARCO DRIVE UNIT 1705Sold · Mar ’26

$1,950,000

980 CAPE MARCO DRIVE UNIT 1705

3 bd · 2.5 ba · 2,112 sqft · $923/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 940 CAPE MARCO DRIVE UNIT 1905 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 940 CAPE MARCO DRIVE UNIT 1905 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

940 CAPE MARCO DRIVE UNIT 1905 FAQs

What would the monthly payment be for 940 CAPE MARCO DRIVE UNIT 1905?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $28,111/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 940 CAPE MARCO DRIVE UNIT 1905?+

The most recent tax bill on record (2025) was $16,859. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 940 CAPE MARCO DRIVE UNIT 1905?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Marco Island?+

At $4,600,000, this home is listed about 130% above the Marco Island median of $1,997,115. The market section on this page shows how the area is trending.

Which schools are assigned to 940 CAPE MARCO DRIVE UNIT 1905?+

Tommie Barfield Elementary School (elementary), Manatee Middle School (middle), Lely High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$4,600,000 runs 412% above the MARCO ISLAND 34145 median — but at 3,268 sqft it's also 61% larger than the typical Marco Island listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Tommie Barfield Elementary School, Manatee Middle School, Lely High School — Tommie Barfield Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Paulette Brinkman. MLS #C7527678.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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