David Ramirez
$284,9003 bd2 ba1,448 sqft$197 /sqft$2,378 /mo all-in ↓

3228 WOOD THRUSH DRIVE UNIT 112, PUNTA GORDA, FL, 33950

Active43 days on marketListed Jun 22, 2026MLS #C7527527

Fully furnishedCondominiumSAVANNA BAY CONDO

About this home

3228 WOOD THRUSH DRIVE UNIT 112

SIX RESIDENCES. ONE UNFORGETTABLE VIEW. Savannah Bay sits quietly on a wide basin of water, WHERE SUNRISE ARRIVES OVER THE MASTS OF ANCHORED SAILBOATS. THIS IS THE VIEW YOU WAKE UP TO — AND THE ONE YOU'LL LINGER OVER. Tucked into Punta Gorda Isles — one of Southwest Florida's most coveted waterfront communities — this residence puts historic downtown within an easy bike ride. The farmers' market. The harbor. The whole vibrant scene, just up the road. Step inside a BEAUTIFULLY FURNISHED 2-BEDROOM, 2-BATH WITH DEN+ PRIVATE GARAGE, offered FULLY TURNKEY AND COMPLETELY STOCKED. Built by acclaimed luxury home builder Tim Cabaral, who set the standard for refined condo living in every detail. Solid wood cabinetry. Granite counters. Premium stainless steel appliances. SINGLE and DOUBLE TRAY CEILINGS with CROWN MOLDING that lift every room. The great room opens to a spacious lanai overlooking a picturesque heated pool. BUILT TO LAST. PRICED TO SELL. READY THE MOMENT YOU ARE. CONVENIENTLY LOCATED TO SCENIC NATURE TRAILS AND THE NEWLY RENOVATED GILCHREST PARK — perfect for morning strolls with your canine companion. Cycle the famous Tour de Punta Gorda. Or wander downtown, where pet-friendly waterfront dining, boutique shopping, and cultural events are always within reach. Picture it: a sunrise bike ride along the harbor. An afternoon poolside with a good book. This is coastal living without compromise — where luxury meets practicality, and nothing has been left to chance. Why visit paradise when you can own it? ADDITIONAL PREMIUM FEATURES INCLUDE HURRICANE-IMPACT GLASS WINDOWS, SLIDING DOORS, NEW 2024 ROOF. STRONG RESERVES.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,448

Sqft

0 ac

Lot size

1

Garage

2004

Year built

One

Levels

$197

Per sqft

Water viewFurnished

Inside

FlooringCarpet · Ceramic Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · High Ceilings · Living Room/Dining Room Combo
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationBlock
ViewWater
FacesWest
ParkingGarage Door Opener
ExteriorRain Gutters

Community & fees

Taxes (2025)$4,974/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityPool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,378 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,677
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$415
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,972Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,972
Interest rate6.00%
Loan term

Estimated payment

$2,378/mo

Principal & interest$1,677
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$415
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $285K
$249KedgeAI estimate $288,712 · range $259K$337K$351K

vs edgeAI estimate

−1.3%

$/sqft vs Punta Gorda actives

$197 vs $207

Days on market

43 vs 59 typical

Where $197/sqft sits among the 400 Punta Gorda actives

101
135 · this home
63
50
19
32
$118–170$170–223$223–275$275–327$327–380$380+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Map of 3228 WOOD THRUSH DRIVE UNIT 112

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,031

Median age

68

Median income

$97,109

Median home value

$574,467

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

192 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jun 22, 2026Listed at $284,900 · 43 days on market since
2004Built · SAVANNA BAY CONDO

Reality check

What actually sold near 3228 WOOD THRUSH DRIVE UNIT 112

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3228 WOOD THRUSH DRIVE UNIT 113Sold · Dec ’25

$247,000

3228 WOOD THRUSH DRIVE UNIT 113 · same community

3 bd · 2 ba · 1,448 sqft · $171/sqft · 13 DOM

3330 TRIPOLI BOULEVARDSold · Oct ’25

$365,000

3330 TRIPOLI BOULEVARD

2 bd · 2 ba · 1,475 sqft · $247/sqft · 17 DOM

771 TANGERINE COURTSold · Feb ’26

$345,000

771 TANGERINE COURT

3 bd · 2 ba · 1,512 sqft · $228/sqft · 59 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3228 WOOD THRUSH DRIVE UNIT 112 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3228 WOOD THRUSH DRIVE UNIT 112 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

3228 WOOD THRUSH DRIVE UNIT 112 FAQs

What would the monthly payment be for 3228 WOOD THRUSH DRIVE UNIT 112?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,378/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3228 WOOD THRUSH DRIVE UNIT 112?+

The most recent tax bill on record (2025) was $4,974. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3228 WOOD THRUSH DRIVE UNIT 112?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $284,900, this home is listed about 16% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3228 WOOD THRUSH DRIVE UNIT 112?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COMPASS FLORIDA LLC · Tamina Aratari. MLS #C7527527.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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