1512 RIO DE JANEIRO AVENUE UNIT 428, PUNTA GORDA, FL, 33983
Active54 days on marketListed Jun 18, 2026MLS #C7527502
About this home
1512 RIO DE JANEIRO AVENUE UNIT 428
TURNKEY READY! Enjoy breathtaking lake views from this light-filled second-floor corner condo located in the highly desirable, deed-restricted community of Regency at Deep Creek. This nicely maintained 3-bedroom, 2-bath residence offers spectacular water views from the kitchen, great room, lanai, and spacious primary suite. The thoughtfully designed open floor plan features a split-bedroom layout, creating both comfort and privacy. High, vaulted ceilings, planter shelving and tile flooring throughout enhance the bright and airy feel of the home. The kitchen is both stylish and functional, with white cabinetry, a pantry closet, double sink, and breakfast bar that flows seamlessly into the dining area and great room—perfect for everyday living and entertaining. The spacious primary suite offers private access to the lanai, where you can relax and take in serene lake views. It also features a large walk-in closet and an ensuite bathroom with an oversized walk-in shower. Two additional bedrooms provide plenty of space for family or guests, and the guest bathroom includes a tub/shower combination. The screened lanai offers the perfect place to unwind while enjoying the peaceful waterfront setting. The home also includes an inside laundry room for added convenience. This unit comes with a covered parking space, along with additional guest parking. Residents of Regency enjoy access to a screened, heated community pool and a well-maintained, welcoming environment. Ideally located just minutes from golf courses, shopping, dining, entertainment, and I-75, this home is also a short drive to waterfront parks, fishing piers, and medical facilities. This move-in-ready condo offers the perfect combination of comfort, style, and location—an exceptional opportunity to enjoy Florida living at its best. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,265
Sqft
0 ac
Lot size
1993
Year built
Two
Levels
$142
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,593 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,593/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1%
$/sqft vs Punta Gorda actives
$142 vs $206
Days on market
54 vs 62 typical
Where $142/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
196 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 125% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1512 RIO DE JANEIRO AVENUE UNIT 428
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$599,000
15048 SW 51st St, Davie FL 33331 · same community
4 bd · 2.5 ba · 1,843 sqft · $325/sqft · 39 DOM
Sold · Nov ’25$645,000
14836 SW 51st St, Davie FL 33331 · same community
3 bd · 2.5 ba · 1,856 sqft · $348/sqft · 24 DOM
Sold · Dec ’25$174,000
3079 TARRYWOOD TERRACE
2 bd · 2 ba · 1,240 sqft · $140/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1512 RIO DE JANEIRO AVENUE UNIT 428 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1512 RIO DE JANEIRO AVENUE UNIT 428 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1512 RIO DE JANEIRO AVENUE UNIT 428 FAQs
What would the monthly payment be for 1512 RIO DE JANEIRO AVENUE UNIT 428?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,593/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1512 RIO DE JANEIRO AVENUE UNIT 428?+
The most recent tax bill on record (2025) was $3,522. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1512 RIO DE JANEIRO AVENUE UNIT 428?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $180,000, this home is listed about 47% below the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1512 RIO DE JANEIRO AVENUE UNIT 428?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$180,000 runs 125% above the PUNTA GORDA 33983 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Brian Ziegler. MLS #C7527502.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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