David Ramirez
$894,900$925,0005 bd3 ba3,430 sqft$261 /sqft$6,101 /mo all-in ↓

8200 CLEVELAND DRIVE, PUNTA GORDA, FL, 33982

Active29 days on marketListed Jun 25, 2026MLS #C7527449

Reduced $30KPrivate poolSingle Family ResidenceTOWN ESTATES

About this home

8200 CLEVELAND DRIVE

Two homes. 4.5 fully fenced acres. A saltwater pool, four-car garage, solar power, and a ready-to-use homestead setup—all in Punta Gorda. This unique property delivers the space, flexibility, and privacy buyers are searching for, while keeping downtown, I-75, Charlotte Harbor, and the Peace River within easy reach. PROPERTY HIGHLIGHTS: • 4.5 fully fenced acres with gated entrance • Two separate residences totaling approximately 3,430 square feet • Main home: 2,198 square feet, three bedrooms, two bathrooms, plus bonus room • Second home: approximately 1,232 square feet, two bedrooms and one bathroom • Detached four-car garage and large covered carport • Newer standing-seam metal roofs on all buildings • Solar power serving both homes • Flood Zone X, where flood insurance is generally not required by lenders • New 2026 air-conditioning system and air handler in the main home • Saltwater pool with newer pump and heat pump • More than $190,000 in improvements completed within the past five years The main residence features an open great-room design and a spacious kitchen with granite countertops, breakfast-bar seating, finished wood cabinetry, double sink, and an under-sink reverse-osmosis system. The owner’s suite includes dual sinks, a walk-in shower, and a separate soaking tub. Two additional bedrooms share a bathroom that also serves the pool area, while the bonus room provides space for an office, den, playroom, or game room. Interior laundry and a large covered carport add everyday convenience. The screened lanai opens to a saltwater pool that has recently been drilled, releveled, sealed, and resurfaced. A newer pool pump and heat pump help extend the swimming season. The outdoor area also includes generous patio space and a 16-by-16-foot fire-pit area. The independent second residence offers its own living room, dining area, kitchen, two bedrooms, one bathroom, enclosed front porch, and separate septic system. It is well suited for extended family, guests, a private office, or potential rental use, subject to applicable regulations. Additional improvements include an updated well system, new well house, whole-home generator hookup, RV hookup, Eleos EMF boxes for surge protection and EMF reduction, fresh interior paint, new carpet, recessed lighting, updated electrical components, and a newer refrigerator. The property is already equipped for animals and homestead living, with a 40-by-60-foot goat pen, an 8-by-8-by-12-foot chicken coop, an enclosed run, and a 30-by-35-foot outdoor run. The remaining acreage provides room for horses, gardens, recreational vehicles, equipment, and outdoor hobbies. With two independent homes, 4.5 acres, extensive upgrades, solar power, a pool, substantial garage space, and an established animal setup, this Punta Gorda property offers a rare combination of versatility, self-reliance, and Southwest Florida living. Sheds do not convey.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,430

Sqft

4.5 ac

Lot size

4

Garage

1993

Year built

One

Levels

$261

Per sqft

Private poolPool viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
ViewPool
FacesNorthwest
ParkingCovered · Driveway · Garage Door Opener
ExteriorFire Pit · Lighting · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$9,324/yr
PetsYes
CommunityGolf Carts OK · Horses Allowed

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,101 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,829
PMI (est., until 20% equity)$336
Property tax — 2025 actual bill$777
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,490
Interest rate6.00%
Loan term

Estimated payment

$6,101/mo

Principal & interest$4,829
PMI (est., until 20% equity)$336
Property taxes (actual bill)$777
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Punta Gorda actives

$261 vs $209

Days on market

29 vs 59 typical

Where $261/sqft sits among the 400 Punta Gorda actives

89
121
80
53 · this home
21
36
$114–163$163–211$211–260$260–309$309–357$357+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 8200 CLEVELAND DRIVE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33982 — neighborhood snapshot

Population

12,543

Median age

53.1

Median income

$68,514

Median home value

$285,400

Avg household

2.24

Households w/ children

1,033

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

181 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 568% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $894,900 $30K
Jun 25, 2026Listed at $925,000 · 29 days on market since
1993Built · TOWN ESTATES

Reality check

What actually sold near 8200 CLEVELAND DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5301 SABAL PALM LANESold · Jan ’26

$479,000

5301 SABAL PALM LANE · same community

3 bd · 2 ba · 2,460 sqft · $195/sqft · 54 DOM

825 ROBINHOOD DRIVESold · Apr ’26

$425,000

825 ROBINHOOD DRIVE · same community

3 bd · 3.5 ba · 2,307 sqft · $184/sqft · 164 DOM

5348 PALANGOS DRIVESold · May ’26

$925,000

5348 PALANGOS DRIVE

4 bd · 3 ba · 2,890 sqft · $320/sqft · 48 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8200 CLEVELAND DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8200 CLEVELAND DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8200 CLEVELAND DRIVE FAQs

What would the monthly payment be for 8200 CLEVELAND DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,101/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8200 CLEVELAND DRIVE?+

The most recent tax bill on record (2025) was $9,324. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8200 CLEVELAND DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $894,900, this home is listed about 160% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 8200 CLEVELAND DRIVE?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$894,900 runs 568% above the PUNTA GORDA 33982 median — but at 3,430 sqft it's also nearly twice the size of the typical Punta Gorda listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $925,000, now $894,900 — a $30K cut. The full history is in the market section below.

Listing courtesy of BAYPORT PROPERTY GROUP · Daniel Hughes. MLS #C7527449.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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