19505 QUESADA AVENUE UNIT J204, PORT CHARLOTTE, FL, 33948
Active55 days on marketListed Jun 18, 2026MLS #C7527321
About this home
19505 QUESADA AVENUE UNIT J204
The Oaks has been a PREMIER condo community since its inception in 1985. POURED CONCRETE buildings set among 23 acres with--you guessed it--lots of oak trees. This second-floor unit offers 3 bedrooms and 2 bathrooms--perfect for year-round or seasonal residents. The kitchen has all the necessary appliances and a pass-through window that opens up over a dining nook. Other perks? A built-in ironing board in the primary bathroom and a built-in desk in the primary bedroom. There are also PULL-OUT cabinets in the kitchen. Indoor stacked washer and dryer. The primary bedroom has an ensuite bathroom and TWO closets. Additional bedrooms also have built-in closets. The location of the community is in the heart of Port Charlotte with grocery shopping (Publix and a Walmart Marketplace), restaurants, YMCA, and a host of other services. In fact, if you feel like getting your steps in while you take care of your errands, you can take the sidewalks! This unit boasts a fantastic private water view that will delight you with the antics ducks and other waterfowl. The Oaks 3 has a pool for the residents, outdoor grills, shuffleboard, and bocci ball. HOA fee of $385 for ALL the amenities is a win! You have access to the clubhouse, community pool, dog park, grills, recreation areas, and picnic areas. Fee also includes water and sewage, pest control, and trash removal. The lanai deck will be your favorite coffee/beverage area to enjoy the peaceful setting. Make your appointment today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,011
Sqft
0 ac
Lot size
1985
Year built
One
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,588 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,588/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.6%
$/sqft vs Port Charlotte actives
$148 vs $209
Days on market
55 vs 60 typical
Where $148/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33948 — neighborhood snapshot
Population
18,732
Median age
59.4
Median income
$60,788
Median home value
$279,500
Avg household
2.32
Households w/ children
1,261
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
190 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 400% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 19505 QUESADA AVENUE UNIT J204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$134,000
19505 QUESADA AVENUE UNIT C103 · same community
2 bd · 2 ba · 899 sqft · $149/sqft · 137 DOM
Sold · Dec ’25$115,000
19505 QUESADA AVENUE UNIT A204 · same community
2 bd · 2 ba · 899 sqft · $128/sqft · 202 DOM
Sold · Sep ’25$135,000
19505 QUESADA AVENUE UNIT O204 · same community
2 bd · 2 ba · 899 sqft · $150/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19505 QUESADA AVENUE UNIT J204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19505 QUESADA AVENUE UNIT J204 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
19505 QUESADA AVENUE UNIT J204 FAQs
What would the monthly payment be for 19505 QUESADA AVENUE UNIT J204?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,588/mo — principal and interest, the actual property-tax bill, the $385/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19505 QUESADA AVENUE UNIT J204?+
The association fee works out to $385 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19505 QUESADA AVENUE UNIT J204?+
The most recent tax bill on record (2025) was $1,126. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19505 QUESADA AVENUE UNIT J204?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $149,900, this home is listed about 55% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 19505 QUESADA AVENUE UNIT J204?+
Liberty Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Kirk Devries. MLS #C7527321.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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