
174 SEVERIN ROAD SE, PORT CHARLOTTE, FL, 33952
Active50 days on marketListed Jun 15, 2026MLS #C7527300
About this home
174 SEVERIN ROAD SE
Don’t miss this exceptional opportunity to own a beautifully updated 3-bedroom, 2-bath waterfront pool home on an oversized lot in the heart of Port Charlotte. Boasting 100 feet of waterfront along the Severin Waterway and ideally positioned on a wide canal basin with direct access to Charlotte Harbor and the Gulf of Mexico, this property is a dream for boating enthusiasts. This home has been thoughtfully updated and meticulously maintained, offering peace of mind with significant improvements including a new metal roof (2023), impact-resistant windows and doors, and accordion shutters protecting the sliding glass doors. Offering 1,482 square feet of inviting open living space, the home blends comfort, functionality, and classic Florida charm. Step through the screened front patio into a spacious living area featuring gleaming terrazzo floors and sliding glass doors that lead to the screened-in pool and lanai—perfect for seamless indoor-outdoor living and entertaining. A dedicated dining area adjacent to the living room provides an ideal setting for both everyday meals and gatherings. The beautifully updated kitchen combines modern style with everyday practicality. Crisp white shaker cabinetry with sleek dark hardware pairs effortlessly with a light subway tile backsplash, creating a clean and timeless look. Durable contemporary countertops provide ample prep space and are complemented by a spacious center island with seating—ideal for casual dining or entertaining. Stainless steel appliances, including a stylish range hood and side-by-side refrigerator, add a polished, high-end feel. Thoughtful details such as matte black fixtures, a deep single-basin sink, recessed lighting, and eye-catching pendant lights elevate the space, while a large window with plantation shutters fills the kitchen with natural light. Conveniently located off the kitchen, the attached garage includes a well-equipped laundry area with a washer, dryer and additional storage. The primary suite offers a peaceful retreat with private access to the pool, dual closets, and an updated ensuite bath. The update bathroom features a spacious vanity with a sleek quartz countertop, under-mount sinks, and warm wood cabinetry accented by contemporary hardware. Two elegant oval mirrors and updated lighting enhance the bright, airy feel. Classic white tile lines the walls, complemented by plantation shutters for natural light and privacy, while the glass-enclosed walk-in shower with a handheld showerhead adds both style and functionality. Two additional bedrooms—each with built-in closets, one offering direct pool access—share a conveniently located updated full bathroom, providing a cohesive and modern feel throughout the home. Step outside to your private backyard oasis, where a heated saltwater pool and expansive deck provide the perfect place to relax and enjoy Florida’s sunshine year-round. The fully fenced backyard offers added privacy and space for pets or play, while an attached shed provides convenient extra storage. The private dock and boat lift make waterfront living effortless, offering quick and easy access to open water whenever the mood strikes. Located in an established neighborhood just minutes from Port Charlotte Beach Park, you’ll enjoy easy access to a public beach, boat ramp, picnic areas, tennis courts, and more. Close proximity to US-41, I-75, shopping, dining, hospitals, and award-winning parks and beaches ensures everyday convenience.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,482
Sqft
0.29 ac
Lot size
1
Garage
1961
Year built
One
Levels
$337
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,812 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,812/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+44.4%
$/sqft vs Port Charlotte actives
$337 vs $208
Days on market
50 vs 59 typical
Where $337/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
167 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 234% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 174 SEVERIN ROAD SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$234,100
326 MANN AVENUE SE · same community
2 bd · 2 ba · 1,664 sqft · $141/sqft · 114 DOM
Sold · Oct ’25$370,000
133 SMALL STREET SE · same community
3 bd · 2 ba · 1,839 sqft · $201/sqft · 64 DOM
Sold · Jul ’26$349,900
361 WHERLEY AVENUE SE · same community
3 bd · 2 ba · 1,914 sqft · $183/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 174 SEVERIN ROAD SE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 174 SEVERIN ROAD SE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
174 SEVERIN ROAD SE FAQs
What would the monthly payment be for 174 SEVERIN ROAD SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,812/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 174 SEVERIN ROAD SE?+
The most recent tax bill on record (2025) was $5,925. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 174 SEVERIN ROAD SE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $499,000, this home is listed about 51% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 174 SEVERIN ROAD SE?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Chelsea Nelli-Casias. MLS #C7527300.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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