106 OAK CIRCLE, POINCIANA, FL, 34759
Active43 days on marketListed Jun 15, 2026MLS #C7527283
About this home
106 OAK CIRCLE
Move-in ready and built with modern finishes throughout, this like new 4/2 offers a bright open layout designed for comfortable everyday living. The kitchen features granite countertops, stainless steel appliances, and is open to the living and dining areas. Tile flooring runs throughout the home, creating a clean, low maintenance living space, and ceiling fans in each bedroom add convenience. Situated on a spacious lot with a 2-car garage, this home is ready for its next owner. Easy to show!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,828
Sqft
0.21 ac
Lot size
2
Garage
2021
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,595 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,595/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.2%
$/sqft vs POINCIANA NBRHD 02 VILLAGE 08
$172 vs $181
Days on market
43 vs 54 typical
Where $172/sqft sits among the 26 homes for sale in POINCIANA NBRHD 02 VILLAGE 08
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Poinciana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
POINCIANA 34759 — neighborhood snapshot
Population
41,381
Median age
42.6
Median income
$62,373
Median home value
$271,400
Avg household
2.78
Households w/ children
3,944
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$300K → $282K
Poinciana median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
12 of 26
POINCIANA NBRHD 02 VILLAGE 08 have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 106 OAK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$343,990
37 REDWOOD COURT · same community
4 bd · 2 ba · 1,828 sqft · $188/sqft · 4 DOM
Sold · Feb ’26$312,990
2144 HIBISCUS PLACE · same community
4 bd · 2 ba · 1,867 sqft · $168/sqft · 87 DOM
Sold · Jan ’26$315,000
329 W ASTER COURT · same community
4 bd · 2 ba · 1,886 sqft · $167/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 106 OAK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 106 OAK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
106 OAK CIRCLE FAQs
What would the monthly payment be for 106 OAK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,595/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 106 OAK CIRCLE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 106 OAK CIRCLE?+
The most recent tax bill on record (2025) was $4,092. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 106 OAK CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $315,000, this home is listed about 5% above the Poinciana median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 106 OAK CIRCLE?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SOVEREIGN REAL ESTATE GROUP · William Figueroa. MLS #C7527283.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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