David Ramirez
$299,0002 bd2 ba1,395 sqft$214 /sqft$2,750 /mo all-in ↓

1725 PICCADILLY CIRCLE, PUNTA GORDA, FL, 33980

Active42 days on marketListed Jun 12, 2026MLS #C7527270

Single Family ResidenceKINGS GATE PH 02

About this home

1725 PICCADILLY CIRCLE

EXTREMELY WELL CARED for Sheffield floor plan with LARGE EXTENDED and ENCLOSED LANAI with additional paver patio in the gated golf course/active resort of HIGHLY DESIRABLE Kings Gate, a 55+ community that is NOT in a flood zone and does NOT require flood insurance. This home features impact glass throughout and accordion shutters for front door and lanai with tons of updates/refresh such as freshly painted interior, wired for generator, new washer & dryer, new dishwasher, counters refinished, new landscaping - including large paver patio, RO system under sink PLUS water softener, SS appliances and under cabinet lighting. This home is ideally located close to the main gate for easy access to the plaza. Step inside this home and your eyes will gaze skyward at the 12 foot high ceilings - before noticing the large living room and how perfectly it interacts with the LARGE and EXPANDED/ENLCOSED Lanai - which spills over nicely on to the newly installed paver patio. Plenty of options to entertain and/or relax here. The den off the living room provides good space for 2nd TV room, 3rd bedroom, computer room, hobby room - whatever fits your lifestyle. And with the master bedroom (with his/her walk in closets) to the back left and the guest bedroom to the front right - both you and your guest are going to appreciate the privacy that provides. And if you haven't been to Kings Gate before - you're going to love the options for activity (Olympic size heated swimming pool and spa, tennis courts, pickle ball, lawn bowling, shuffle board, bocce, horseshoes, gym, billiards, library, euchre, bingo, bridge, Texas hold em, poker, mahjong and more). The onsite AND NEWLY REMODELED Lions Den restaurant and bar is super convenient and also offers Tuesday night Karaoke and monthly trivia contests. Many residents love the fact that they are just a golf cart ride away from the shopping plaza that provides you access to grocery store (ALDI), drug store, bank, restaurants and shopping. Want to explore outside of Kings Gate – you are minutes away from the restaurants and shops of downtown Punta Gorda and Fisherman's village. And if you want to explore more of Florida's fun spots you’re near I75 to quickly head north or south. An AMAZING home that has been EXTREMELY WELL cared for and updated in a PREMIER gated community needs to be on your list. Call today for a private showing and a golf cart tour of the community/amenities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,395

Sqft

0.12 ac

Lot size

2

Garage

2008

Year built

One

Levels

$214

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorHurricane Shutters · Irrigation System · Lighting · Private Mailbox · Sliding Doors

Community & fees

HOA fee$454/mo
Taxes (2025)$2,917/yr
PetsNumber Limit, Yes
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,750 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$243
HOA fee — from the listing$454
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$2,750/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$243
HOA / condo fee$454
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $299K
$255KedgeAI estimate $277,503 · range $265K$295K$311K

vs edgeAI estimate

+7.7%

$/sqft vs KINGS GATE PH 02

$214 vs $198

Days on market

42 vs 59 typical

Where $214/sqft sits among the 7 homes for sale in KINGS GATE PH 02

3
1
1
1 · this home
0
1
$187–196$196–205$205–214$214–223$223–232$232+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 1725 PICCADILLY CIRCLE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33980 — neighborhood snapshot

Population

13,235

Median age

63.4

Median income

$61,871

Median home value

$221,200

Avg household

2.09

Households w/ children

956

For the school run

Charlotte County School District

ElementaryKingsway Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

2 of 7

KINGS GATE PH 02 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 121% above the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jun 12, 2026Listed at $299,000 · 42 days on market since
2008Built · KINGS GATE PH 02

Reality check

What actually sold near 1725 PICCADILLY CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1725 PICCADILLY CIRCLESold · Mar ’26

$285,000

1725 PICCADILLY CIRCLE · same community

2 bd · 2 ba · 1,395 sqft · $204/sqft · 7 DOM

1812 BIRMINGHAM BOULEVARDSold · Aug ’25

$240,000

1812 BIRMINGHAM BOULEVARD · same community

2 bd · 2 ba · 1,382 sqft · $174/sqft · 17 DOM

24208 BUCKINGHAM WAYSold · Oct ’25

$255,000

24208 BUCKINGHAM WAY · same community

2 bd · 2 ba · 1,382 sqft · $185/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1725 PICCADILLY CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1725 PICCADILLY CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1725 PICCADILLY CIRCLE FAQs

What would the monthly payment be for 1725 PICCADILLY CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,750/mo — principal and interest, the actual property-tax bill, the $454/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1725 PICCADILLY CIRCLE?+

The association fee works out to $454 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1725 PICCADILLY CIRCLE?+

The most recent tax bill on record (2025) was $2,917. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1725 PICCADILLY CIRCLE?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $299,000, this home is listed about 13% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 1725 PICCADILLY CIRCLE?+

Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KW PEACE RIVER PARTNERS · John Batliner. MLS #C7527270.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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