22420 SACRAMENTO AVENUE, PORT CHARLOTTE, FL, 33954
Active70 days on marketListed Jun 5, 2026MLS #C7527000
About this home
22420 SACRAMENTO AVENUE
Move-in ready and built in December 2022, this beautifully maintained 4-bedroom, 2-bath home offers modern comfort and peace of mind. The property is not in a flood zone! The open-concept floor plan features an open kitchen overlooking the living and dining areas, creating the perfect space for both everyday living and entertaining. A split-bedroom layout provides privacy for family and guests alike, while the light and bright living spaces are designed for today's lifestyle. Conveniently located near shopping, dining, schools, and everyday amenities, with one school being a few streets over, this home offers both comfort and convenience. Public water service adds to the home's appeal and ease of ownership. As an added bonus, the furnishings currently in the home are available to convey with the property at no additional cost, should the buyer desire them. No separate negotiation or valuation of the furnishings is required. Whether you're searching for a full-time residence, seasonal retreat, or investment property, this home checks all the boxes. Enjoy the benefits of newer construction without the wait, a desirable location close to everyday conveniences, and the option to have the home furnished for an effortless move. Just bring your personal touches and start enjoying everything Southwest Florida has to provide.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,499
Sqft
0.23 ac
Lot size
2
Garage
2022
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,290 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,290/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.9%
$/sqft vs PORT CHARLOTTE SEC 050
$186 vs $202
Days on market
70 vs 59 typical
Where $186/sqft sits among the 16 homes for sale in PORT CHARLOTTE SEC 050
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33954 — neighborhood snapshot
Population
11,604
Median age
52.8
Median income
$83,081
Median home value
$304,000
Avg household
2.42
Households w/ children
1,156
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
4 of 16
PORT CHARLOTTE SEC 050 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 975% above the PORT CHARLOTTE 33954 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 22420 SACRAMENTO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$307,000
408 DELANEY STREET · same community
3 bd · 2 ba · 1,469 sqft · $209/sqft · 96 DOM
Sold · Dec ’25$272,000
22190 ESPLANADE AVENUE · same community
3 bd · 2 ba · 1,550 sqft · $175/sqft · 158 DOM
Sold · Dec ’25$302,990
22452 DONALDA AVENUE · same community
3 bd · 2 ba · 1,550 sqft · $195/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 22420 SACRAMENTO AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 22420 SACRAMENTO AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
22420 SACRAMENTO AVENUE FAQs
What would the monthly payment be for 22420 SACRAMENTO AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,290/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 22420 SACRAMENTO AVENUE?+
The most recent tax bill on record (2025) was $4,372. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $279,000, this home is listed about 15% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 22420 SACRAMENTO AVENUE?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$279,000 runs 975% above the PORT CHARLOTTE 33954 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $312,000, now $279,000 — a $33K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ERA ADVANTAGE REALTY, INC. · Amanda Cicchetti. MLS #C7527000.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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