David Ramirez
$5,5002 bd2 ba1,729 sqft$3 /sqft$200 /mo all-in ↓

10521 AMBERJACK WAY UNIT 303, ENGLEWOOD, FL, 34224

Active59 days on marketListed Jun 8, 2026MLS #C7526957

Priced 93% below the ENGLEWOOD 34224 medianFully furnishedCondominiumHAMMOCKS-VILLAS PH 01

About this home

10521 AMBERJACK WAY UNIT 303

AVAILABLE FOR 2027 SEASON. 2-bedroom, 2-bathplus den / office. Turnkey furnished seasonal rental offering some of the best views of Lemon Lake and Amberjack Preserve in the highly desirable Hammocks of Cape Haze. This quiet, gated community is beautifully maintained and offers a relaxed coastal lifestyle with outstanding amenities, including a zero-entry pool, fitness center, tennis courts, billiards room, and a boardwalk dock to Lemon Lake. Enjoy an active social calendar with weekly and monthly community gatherings. Ideally located between Boca Grande and Manasota Key beaches, and directly across the bay from Palm Island, Don Pedro Island, and Little Gasparilla Island. Nearby marinas, boat launches, kayaking, paddleboarding, dining, shopping, Publix, Home Depot, Walmart, Starbucks, Leverock’s, Lighthouse Grill, and Rum Bay on Palm Island are all just minutes away.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,729

Sqft

0.04 ac

Lot size

1

Garage

2007

Year built

One

Levels

$3

Per sqft

Park/Greenbelt & Water viewFurnished

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

ViewPark/Greenbelt · Water
FacesNorth
ParkingAssigned · Covered · Ground Level · Guest · Off Street · Under Building
ExteriorBalcony · Lighting · Sidewalk · Sliding Doors · Storage

Community & fees

PetsNo
CommunityBuyer Approval Required · Clubhouse · Fitness Center · Gated Community - No Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$200 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$32
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$5
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $193Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $193
Interest rate6.00%
Loan term

Estimated payment

$200/mo

Principal & interest$32
FHA mortgage insurance (est.)$2
Est. property taxes$5
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Englewood actives

$3 vs $239

Days on market

59 vs 67 typical

Where $3/sqft sits among the 400 Englewood actives

36 · this home
189
90
40
15
30
$3–128$128–252$252–377$377–501$501–626$626+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Map of 10521 AMBERJACK WAY UNIT 303

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34224 — neighborhood snapshot

Population

15,971

Median age

63.6

Median income

$56,862

Median home value

$262,200

Avg household

2.02

Households w/ children

795

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$330K$330K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

177 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 93% below the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

Jun 8, 2026Listed at $5,500 · 59 days on market since
2007Built · HAMMOCKS-VILLAS PH 01

Reality check

What actually sold near 10521 AMBERJACK WAY UNIT 303

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10501 AMBERJACK WAY UNIT 103Sold · Feb ’26

$239,000

10501 AMBERJACK WAY UNIT 103 · same community

3 bd · 2 ba · 1,729 sqft · $138/sqft · 372 DOM

8561 AMBERJACK CIRCLE UNIT 203Sold · Feb ’26

$250,000

8561 AMBERJACK CIRCLE UNIT 203 · same community

3 bd · 2 ba · 1,729 sqft · $145/sqft · 29 DOM

10521 AMBERJACK WAY UNIT 303Sold · Jun ’26

$255,000

10521 AMBERJACK WAY UNIT 303 · same community

3 bd · 2 ba · 1,729 sqft · $147/sqft · 317 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10521 AMBERJACK WAY UNIT 303 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10521 AMBERJACK WAY UNIT 303 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

10521 AMBERJACK WAY UNIT 303 FAQs

What would the monthly payment be for 10521 AMBERJACK WAY UNIT 303?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $200/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 10521 AMBERJACK WAY UNIT 303?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $5,500, this home is listed about 98% below the Englewood median of $365,910. The market section on this page shows how the area is trending.

Which schools are assigned to 10521 AMBERJACK WAY UNIT 303?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ENGLEWOOD 34224 market on paper

$5,500 is 93% below the ENGLEWOOD 34224 median of $84,500, and at $3/sqft it sits under the Englewood average of $314.

02Park/Greenbelt & Water views

The park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of THOMAS RYAN REAL ESTATE MANAGE · Sanjeev Ramachandran. MLS #C7526957.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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