9276 MIAMI CIRCLE, PORT CHARLOTTE, FL, 33981
Active59 days on marketListed Jun 10, 2026MLS #C7526946
About this home
9276 MIAMI CIRCLE
COASTAL LUXURY, WATERFRONT VIEWS, AND A BOATER'S DREAM LOCATION! Situated on South Gulf Cove's sought-after SALTWATER CANAL SYSTEM, this beautifully reimagined 3 BEDROOM + DEN/BONUS ROOM, 2 BATHROOM POOL & SPA HOME combines sophisticated upgrades, exceptional outdoor living, and effortless access to the water for the ultimate Florida lifestyle. From the moment you step inside, you'll be greeted by tranquil canal views, abundant natural light, and a spacious floor plan designed for both everyday living and entertaining. Recent improvements throughout the home create a fresh, modern feel, including LUXURY VINYL PLANK FLOORING INSTALLED IN 2025, fresh interior paint, and a long list of upgrades that make this property truly MOVE-IN READY. At the heart of the home is a stunning, redesigned kitchen featuring UPGRADED CABINETRY, ALL-NEW APPLIANCES (2025), an OVERSIZED QUARTZ ISLAND, a multifunction workstation sink, propane-fueled cooking with a pot filler, and an impressive custom pantry complete with extensive shelving and a hidden coffee station. Whether hosting guests or preparing family meals, this space was designed to impress. The versatile floor plan includes a dedicated DEN/BONUS ROOM enhanced by a custom-built LIBRARY WALL WITH ROLLING LADDER, creating the perfect home office, reading room, or flex space. An additional bonus area offers even more possibilities for guests, hobbies, or remote work. The spacious primary suite serves as a private retreat with DIRECT LANAI ACCESS, DUAL WALK-IN CLOSETS, and a beautifully updated ensuite bathroom featuring modern finishes, quartz countertops, and stylish fixtures. Two additional guest bedrooms and an updated guest bathroom provide comfortable accommodations for family and visitors. Step outside to your private backyard oasis where Florida living truly shines. The expansive screened lanai features a HEATED POOL AND ATTACHED SPA, surrounded by peaceful water views. A NEWLY RESCREENED POOL ENCLOSURE enhances the outdoor space, while the COMPOSITE DOCK WITH ELECTRICITY is pre-wired for a future boat lift, making it easy to enjoy life on the water. Additional features include CANAL-FED IRRIGATION, a flagpole, and plenty of room to relax, entertain, and enjoy the beautiful surroundings. For added peace of mind, the home also features a NEW ROOF INSTALLED IN 2023 and an expanded laundry room with utility sink and direct garage access. Located in the desirable WATERFRONT COMMUNITY OF SOUTH GULF COVE, you'll enjoy easy access to boating, fishing, golf courses, shopping, dining, beautiful Gulf beaches, and all that Southwest Florida has to offer. This is a RARE OPPORTUNITY to own a thoughtfully updated waterfront home where luxury, functionality, and coastal living come together seamlessly.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,299
Sqft
0.23 ac
Lot size
2
Garage
2013
Year built
One
Levels
$304
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,811 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,811/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.6%
$/sqft vs PORT CHARLOTTE SEC 071
$304 vs $324
Days on market
59 vs 60 typical
Where $304/sqft sits among the 10 homes for sale in PORT CHARLOTTE SEC 071
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
3 of 10
PORT CHARLOTTE SEC 071 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1672% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 9276 MIAMI CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$475,000
9309 NASTRAND CIRCLE · same community
3 bd · 2 ba · 2,302 sqft · $206/sqft · 50 DOM
Sold · Jun ’26$351,600
9159 MELODY CIRCLE · same community
4 bd · 2 ba · 2,330 sqft · $151/sqft · 502 DOM
Sold · May ’26$358,000
14326 EDSEL DRIVE · same community
4 bd · 2 ba · 2,330 sqft · $154/sqft · 457 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9276 MIAMI CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9276 MIAMI CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9276 MIAMI CIRCLE FAQs
What would the monthly payment be for 9276 MIAMI CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,811/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9276 MIAMI CIRCLE?+
The most recent tax bill on record (2025) was $7,340. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9276 MIAMI CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $700,000, this home is listed about 112% above the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.
Which schools are assigned to 9276 MIAMI CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$700,000 runs 1672% above the PORT CHARLOTTE 33981 median — but at 2,299 sqft it's also 40% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $719,000, now $700,000 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7526946.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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