9689 SAND DUNE LANE, PUNTA GORDA, FL, 33950
Active52 days on marketListed Jun 2, 2026MLS #C7526863
About this home
9689 SAND DUNE LANE
Virtually Staged. Under Construction. Welcome to your new home at Seagrass, a new gated community in Punta Gorda, FL at the corner of Tamiami Trail and Jones Loop Rd. Offering a resort style pool, passive park, event lawn, and a kayak launch leading out to the brackish waters. Conveniently close to shopping and Interstate 75 for easy travel. New restaurants such as Chick-Fil-A, Chipotle, and Starbucks are almost finished construction just on the other side of Jones Loop Rd. The ever most popular Lantana floorplan comes with four bedrooms and two and a half bathrooms in 2045 square feet living space. Aligned with beautiful porcelain plank flooring in the living areas, and a soft premium carpet in the bedrooms. Bright quartz countertops throughout. 8 feet doors. Stainless steel Whirlpool appliances. Smart home automation and impact windows. Come out for a tour and discover the lifestyle you have been waiting for.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,045
Sqft
0.17 ac
Lot size
2
Garage
2026
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,015 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,015/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.1%
$/sqft vs Punta Gorda actives
$188 vs $208
Days on market
52 vs 59 typical
Where $188/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Jones Loop
Get to know Punta Gorda. See the full Punta Gorda guide →
Jones Loop — neighborhood snapshot
Population
2,550
Median age
60
Median income
$72,488
Median home value
$170,624
Avg household
2
Households w/ children
368
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
181 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 9689 SAND DUNE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$345,000
9519 TURTLE GRASS CIRCLE · same community
5 bd · 3 ba · 2,077 sqft · $166/sqft · 197 DOM
Sold · Jul ’26$299,999
9486 TURTLE GRASS CIRCLE · same community
4 bd · 2 ba · 1,828 sqft · $164/sqft · 178 DOM
Sold · Sep ’25$324,999
9510 TURTLE GRASS CIRCLE · same community
4 bd · 2 ba · 1,828 sqft · $178/sqft · 151 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9689 SAND DUNE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9689 SAND DUNE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9689 SAND DUNE LANE FAQs
What would the monthly payment be for 9689 SAND DUNE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,015/mo — principal and interest, the actual property-tax bill, the $153/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9689 SAND DUNE LANE?+
The association fee works out to $153 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9689 SAND DUNE LANE?+
The most recent tax bill on record (2025) was $3,240. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9689 SAND DUNE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $384,315, this home is listed about 11% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 9689 SAND DUNE LANE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$384,315 runs 41% above the PUNTA GORDA 33950 median — but at 2,045 sqft it's also 19% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $399,315, now $384,315 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DR HORTON REALTY SW FL LLC · Corey Wayland. MLS #C7526863.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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