NE 3RD AVENUE, OKEECHOBEE, FL, 34972
Active53 days on marketListed May 30, 2026MLS #C7526780
About this home
NE 3RD AVENUE
PRICE DROP – Priced to Sell! Build your Florida dream on this oversized 0.35-acre double lot in Orange Blossom Ranches. Located in an established community with both site-built and manufactured homes, this property offers extra space, no HOA, and is just 6 minutes from downtown Okeechobee. The parcel is located in FEMA Flood Zone X, generally considered a low-risk flood area. Whether you're ready to build, place a manufactured home, or invest for the future, this property is an exceptional value. Buyer to verify zoning, permitted uses, utilities, access, setbacks, flood zone, and building requirements with Okeechobee County.
Facts & features
The home at a glance
0.35 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$412 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$412/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34972 — neighborhood snapshot
Population
19,185
Median age
38.7
Median income
$53,902
Median home value
$193,300
Avg household
2.76
Households w/ children
2,367
The numbers that matter
The Okeechobee market
$225K → $338K
Okeechobee median sold, yr/yr
93.2%
Sale-to-list ratio (12 mo)
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near NE 3RD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$275,000
10513 NW 4th Ave, FL 34972 · same community
3 bd · 2 ba · 1,344 sqft · $205/sqft · 81 DOM
Sold · Dec ’25$329,000
274 NE 106th St, FL 34972 · same community
4 bd · 2 ba · 2,116 sqft · $155/sqft · 43 DOM
Sold · Jul ’26$500,000
250 NW 98th Street, Okeechobee FL 34972
4 bd · 3 ba · 1,659 sqft · $301/sqft · 176 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about NE 3RD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for NE 3RD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
NE 3RD AVENUE FAQs
What would the monthly payment be for NE 3RD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $412/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on NE 3RD AVENUE?+
The most recent tax bill on record (2025) was $288. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Okeechobee?+
At $36,000, this home is listed about 87% below the Okeechobee median of $279,950. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the OKEECHOBEE 34972 market on paper
$36,000 is 35% below the OKEECHOBEE 34972 median of $55,000.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
53 days on market against a Okeechobee median of 11 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $42,000, now $36,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LOKATION · Lori Delin. MLS #C7526780.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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