6285 RAYMOND STREET, PUNTA GORDA, FL, 33982
Active62 days on marketListed May 27, 2026MLS #C7526634
About this home
6285 RAYMOND STREET
4 LOTS SOLD TOGETHER
Facts & features
The home at a glance
0.52 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$861 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$861/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Charlotte Ranchettes
Get to know Punta Gorda. See the full Punta Gorda guide →
Charlotte Ranchettes — neighborhood snapshot
Population
896
Median age
58
Median income
$79,948
Median home value
$196,100
Avg household
2
Households w/ children
43%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 6285 RAYMOND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$167,000
124 CLUB RD · same community
2 bd · 1 ba · 720 sqft · $232/sqft · 6 DOM
Sold · Dec ’25$150,000
2500 Coral Springs Dr # 209, Coral Springs FL 33065 · same community
2 bd · 2 ba · 1,000 sqft · $150/sqft · 155 DOM
Sold · Feb ’26$70,000
97 HICKORY LANE · same community
2 bd · 2 ba · 1,152 sqft · $61/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6285 RAYMOND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6285 RAYMOND STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6285 RAYMOND STREET FAQs
What would the monthly payment be for 6285 RAYMOND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $861/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6285 RAYMOND STREET?+
The most recent tax bill on record (2026) was $63. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $109,999, this home is listed about 68% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 6285 RAYMOND STREET?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MATO REALTY, LLC · Becky Mato. MLS #C7526634.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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