David Ramirez
$750,000$799,0003 bd3 ba3,031 sqft$247 /sqft$4,872 /mo all-in ↓

23406 AGATHA AVENUE, PUNTA GORDA, FL, 33980

Active27 days on marketListed Jul 8, 2026MLS #C7526628

Reduced $49KPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 012

About this home

23406 AGATHA AVENUE

A Rare Private Estate Setting in Port Charlotte with Custom Craftsmanship, Acreage, and Endless Possibilities* *Some properties are built. Others are created. This exceptional Victorian-inspired custom estate offers a level of craftsmanship, character, and privacy rarely found in Southwest Florida.* *If you are looking for an estate style home with shopping and restaurants within 350 yards this property is a must see!* *Room to build additional homes for multi-generational or barns for a variety of uses.* *Situated on five contiguous lots totaling approximately 1.15 acres, this one-of-a-kind property provides a private estate setting while remaining exceptionally convenient to shopping, dining, hospitals, I-75, Charlotte Harbor, golf, and Gulf beaches. Located directly across from Harold Avenue Regional Park, the home enjoys a peaceful greenbelt backdrop with mature trees and open surroundings.* *From the moment you arrive, the architectural details set this home apart: a wraparound porch with IPE hardwood decking, stone-clad piers, decorative rafter tails, stacked fascia trim, impact windows, eight-foot exterior doors, and a distinctive slate and copper-accented entry create timeless curb appeal rarely seen in modern construction.* *Inside, the craftsmanship continues with hand-finished ¾-inch solid oak flooring, extensive crown molding, oversized solid-core doors, and custom millwork throughout. The thoughtfully designed floor plan features a dramatic foyer with bay-window sitting area, spacious living room, formal dining room, and a chef’s kitchen featuring custom cabinetry, granite countertops, six-burner gas cooktop, double ovens, warming drawer, and dual dishwashers.* *The second floor offers a luxurious primary retreat with sitting area and spa-inspired bath featuring clawfoot soaking tub, marble shower, copper sinks, stained-glass accents, and private water closet. Two additional bedrooms and a beautifully designed guest bath provide comfortable accommodations. A unique finished third-floor air-conditioned storage area provides exceptional flexibility for hobbies, collections, seasonal storage, or personal workspace needs, while offering the convenience of finished flooring, lighting, and climate control.* *The outdoor setting is equally impressive. Mature oaks, over 250 feet of winding concrete walkways, gathering areas, fire pit, pool, multi-level decking, storage building, and additional cleared areas create a private retreat rarely available in this location. Plans are available for a future three-car garage with loft, and the additional contiguous lots provide exceptional flexibility for expansion or a future multigenerational estate.* *Modern improvements provide peace of mind, including a 2026 roof replacement, 2023 Trane XV20i variable-speed three-zone HVAC system, whole-house 22kW Generac generator, underground propane tank, tankless water heater, central vacuum, EV charging outlet, water softener, and fully equipped RV site with 50-amp electric, water, and sewer hookups. Peace of mind extends beyond the home's construction quality with a current homeowners insurance premium of $2,432.72 annually; insurance declarations summary available upon request.* *A truly distinctive property combining historic-inspired architecture, modern efficiency, privacy, and future potential—an estate opportunity unlike anything else currently available in the area.*

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,031

Sqft

1.15 ac

Lot size

2

Garage

2011

Year built

Three Or More

Levels

$247

Per sqft

Private poolPark/Greenbelt & Trees/Woods viewPets allowed

Inside

FlooringHardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Range Hood · Tankless Water Heater · Washer · Water Softener
InteriorCeiling Fan(s) · Central Vacuum · Crown Molding · High Ceilings · PrimaryBedroom Upstairs · Stone Counters · Thermostat Attic Fan · Walk-In Closet(s) · Window Treatments
LaundryGas Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air · Zoned
HeatingElectric · Heat Pump

Outside & construction

RoofMetal · Shingle
ConstructionStone · Wood Siding
FoundationCrawlspace · Pillar/Post/Pier
ViewPark/Greenbelt · Trees/Woods
FacesSouth
ParkingBoat · Driveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Garage Faces Side · RV Parking · Workshop in Garage
ExteriorFire Pit · Lighting · Private Yard · RV Hookup · Sidewalk · Storage

Community & fees

Taxes (2025)$4,610/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fire Hydrant · Mini Sewer · Propane · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,872 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$384
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,000
Interest rate6.00%
Loan term

Estimated payment

$4,872/mo

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property taxes (actual bill)$384
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $750K
$720KedgeAI estimate $1,112,063 · range $953K$1.5M$1.6M

vs edgeAI estimate

−32.6%

$/sqft vs PORT CHARLOTTE SEC 012

$247 vs $201

Days on market

27 vs 59 typical

Where $247/sqft sits among the 7 homes for sale in PORT CHARLOTTE SEC 012

1
0
0
5
0
1 · this home
$93–122$122–152$152–182$182–211$211–241$241+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 23406 AGATHA AVENUE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33980 — neighborhood snapshot

Population

13,235

Median age

63.4

Median income

$61,871

Median home value

$221,200

Avg household

2.09

Households w/ children

956

For the school run

Charlotte County School District

ElementaryKingsway Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

2 of 7

PORT CHARLOTTE SEC 012 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 436% above the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $750,000 $49K
Jul 8, 2026Listed at $799,000 · 27 days on market since
2011Built · PORT CHARLOTTE SEC 012

Reality check

What actually sold near 23406 AGATHA AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

23240 FULLERTON AVENUESold · Mar ’26

$347,000

23240 FULLERTON AVENUE · same community

3 bd · 2.5 ba · 2,854 sqft · $122/sqft · 42 DOM

1323 ALGIERS STREETSold · Oct ’25

$350,000

1323 ALGIERS STREET · same community

4 bd · 3 ba · 2,301 sqft · $152/sqft · 55 DOM

1386 WILMETTE STREETSold · Oct ’25

$354,000

1386 WILMETTE STREET · same community

3 bd · 2 ba · 2,027 sqft · $175/sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 23406 AGATHA AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 23406 AGATHA AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

23406 AGATHA AVENUE FAQs

What would the monthly payment be for 23406 AGATHA AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,872/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 23406 AGATHA AVENUE?+

The most recent tax bill on record (2025) was $4,610. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 23406 AGATHA AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $750,000, this home is listed about 121% above the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 23406 AGATHA AVENUE?+

Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$750,000 runs 436% above the PUNTA GORDA 33980 median — but at 3,031 sqft it's also nearly twice the size of the typical Punta Gorda listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $799,000, now $750,000 — a $49K cut. The full history is in the market section below.

Listing courtesy of THOMAS C. MURPHY REAL ESTATE · Tom Murphy. MLS #C7526628.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Punta Gorda homes, in your inbox

Like 23406 AGATHA AVENUE but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 4, 2026 at 7:29 AM UTC. The listing information on this page last changed on August 4, 2026 at 7:29 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 4, 2026 at 7:29 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 4, 2026 at 7:29 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

23406 AGATHA AVENUE, PUNTA GORDA, FL — 3 Bed, 3 Bath — $750,000 | CENTURY 21 Edge