1285 GULF BOULEVARD UNIT 5, ENGLEWOOD, FL, 34223
Active59 days on marketListed May 27, 2026MLS #C7526596
About this home
1285 GULF BOULEVARD UNIT 5
This second floor condo combines coastal convenience with refined finishes including new kitchen, bath, flooring, fresh paint too. Offering two bedrooms in a move-in-ready setting. The unit captures a peek-a-boo view of the Gulf while providing direct access to the beach—for amazing island living. The kitchen showcases granite countertops that anchor shaker style cabinets with durability and style. Being on the second floor, the unit benefits from elevated positioning and natural sightlines toward the water from living room and front bedroom. Private beach access nearby means morning walks and sunset views are part of daily life here. The thoughtful layout connects living spaces efficiently, with the primary suite and secondary bedroom each served by one full bath. Every detail reflects attention to comfort. This is your opportunity to own an affordable coastal retreat. Schedule your showing today and see for yourself!!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
754
Sqft
0 ac
Lot size
1981
Year built
One
Levels
$424
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,050 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,050/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.6%
$/sqft vs Englewood actives
$424 vs $240
Days on market
59 vs 59 typical
Where $424/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34223 — neighborhood snapshot
Population
19,036
Median age
67.6
Median income
$70,155
Median home value
$358,000
Avg household
1.89
Households w/ children
693
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$320K → $333K
Englewood median sold, yr/yr
94.5%
Sale-to-list ratio (12 mo)
183 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 1285 GULF BOULEVARD UNIT 5
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$380,000
2240 N BEACH ROAD UNIT 22D
2 bd · 2 ba · 762 sqft · $499/sqft · 44 DOM
Sold · May ’26$456,500
80 COQUINA LANE
2 bd · 1 ba · 724 sqft · $631/sqft · 4 DOM
Sold · May ’26$562,000
90 WILHELM DRIVE
2 bd · 1.5 ba · 786 sqft · $715/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1285 GULF BOULEVARD UNIT 5 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1285 GULF BOULEVARD UNIT 5 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1285 GULF BOULEVARD UNIT 5 FAQs
What would the monthly payment be for 1285 GULF BOULEVARD UNIT 5?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,050/mo — principal and interest, the actual property-tax bill, the $509/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1285 GULF BOULEVARD UNIT 5?+
The association fee works out to $509 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1285 GULF BOULEVARD UNIT 5?+
The most recent tax bill on record (2025) was $4,267. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1285 GULF BOULEVARD UNIT 5?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $320,000, this home is listed about 13% below the Englewood median of $369,302. The market section on this page shows how the area is trending.
Which schools are assigned to 1285 GULF BOULEVARD UNIT 5?+
Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ENGLEWOOD 34223 market on paper
$320,000 is 18% below the ENGLEWOOD 34223 median of $389,000.
02Know the monthly fee
The association fee is $509/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $329,900, now $320,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OCEAN PARTNERS REAL ESTATE · Bradley Geddeis. MLS #C7526596.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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