0 144TH STREET, LIVE OAK, FL, 32060
Active62 days on marketListed May 22, 2026MLS #C7526522
About this home
0 144TH STREET
This is an assignment of contract.. Positioned on a quiet paved road along 144th Street in Live Oak, Florida, this expansive one acre homesite presents a rare opportunity to build with flexibility, privacy, and long term value in mind. With no HOA restrictions, you have the freedom to design and create exactly what fits your vision, whether that is a custom residence, seasonal retreat, or investment hold in a steadily growing North Florida market. Electricity is readily available, simplifying the path to development, and the property is located outside of a flood zone, offering additional peace of mind and potential cost savings. The setting delivers the balance today’s buyers are seeking, a sense of space and tranquility while remaining connected to everyday essentials. Located just minutes from US Highway 90 and within easy reach of Interstate 10, this property allows for convenient access across the region. You are a short drive to downtown Live Oak, with nearby cities including Lake City, Tallahassee, and Jacksonville all within comfortable commuting distance for work, travel, or expanded amenities. For daily conveniences, you will find grocery options such as Publix Super Market, Walmart Supercenter, and Winn Dixie all nearby, along with a variety of local shops and dining in the Live Oak area. Healthcare access is anchored by HCA Florida Lake City Hospital and AdventHealth Lake City, both providing comprehensive medical services within a short drive. For those who enjoy an active lifestyle with their pets, the area offers several nearby outdoor spaces including Millennium Park Dog Park in Live Oak and Young’s Park, along with access to the Suwannee River State Park where trails and open green space create the perfect setting for walking, exploring, and enjoying nature. Travel is made easy with regional and international airport access. Gainesville Regional Airport and Tallahassee International Airport are both within reach, while Jacksonville International Airport offers expanded domestic and international flight options, making this location ideal for both full time residents and those seeking a second home with connectivity. This is an opportunity to secure a full acre in a location that continues to attract attention for its affordability, accessibility, and lifestyle appeal. Whether you are building now or holding for future appreciation, this property offers the foundation for something exceptional.
Facts & features
The home at a glance
1 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$258 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$258/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Live Oak
Get to know Live Oak. See the full Live Oak guide →
LIVE OAK 32060 — neighborhood snapshot
Population
22,085
Median age
44.4
Median income
$56,702
Median home value
$158,200
Avg household
2.71
Households w/ children
2,337
The numbers that matter
The Live Oak market
$229K → $370K
Live Oak median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Live Oak, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% below the LIVE OAK 32060 median. See the full Live Oak market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 144TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 144TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 144TH STREET FAQs
What would the monthly payment be for 0 144TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $258/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 144TH STREET?+
The most recent tax bill on record (2025) was $137. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 0 144TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Live Oak?+
At $13,750, this home is listed about 95% below the Live Oak median of $295,000. The market section on this page shows how the area is trending.
Listing courtesy of CENTURY 21 SUNBELT REALTY · Thomas Sons. MLS #C7526522.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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