
1323 PENGUIN COURT, PUNTA GORDA, FL, 33950
Active70 days on marketListed May 26, 2026MLS #C7526413
About this home
1323 PENGUIN COURT
Built in 2022, this exceptional Harbor-built waterfront pool home is ideally positioned on a coveted corner lot in the highly sought-after “Bird Section” of Punta Gorda Isles. Thoughtfully elevated for added peace of mind and enhanced curb appeal, the residence offers 3 bedrooms plus a den, 3.5 baths, and 2,530 square feet of beautifully designed living space. A wide brick-paver circular driveway, expansive 675-square-foot three-car garage, and elegant double glass front doors create a striking first impression. The home’s refined coastal façade is complemented by lush tropical landscaping, swaying palms, stately columns, clean architectural lines, and a dramatic central entry tower. Impact windows & doors throughout. Boating enthusiasts will appreciate 40 feet of city-maintained concrete seawall and a private dock, with a scenic 10–15-minute ride through sailboat-access canals leading to the open waters of Charlotte Harbor and the Gulf—without fixed bridges. Inside, modern luxury meets thoughtful design. Soaring coffered ceilings adorned with 7¼-inch crown molding, stunning 24-inch porcelain tile flooring, and a spacious open-concept layout create a seamless blend of elegance and comfort. Natural light floods the interior, effortlessly connecting the great room, dining area, and kitchen—perfect for both everyday living and entertaining. Expansive 9’8” retractable sliders open to the lanai and resort-style pool area, creating a true indoor-outdoor living experience. The designer kitchen is both stylish and functional, featuring sleek white shaker cabinetry accented by brushed gold hardware, expansive quartz countertops, and high-end GE Profile stainless steel appliances—including a built-in double oven, French door refrigerator, and professional-style range hood. A statement island with contrasting cabinetry provides additional seating, storage, and a spacious undermount sink. A large walk-in pantry offers abundant storage and organization. Pendant lighting and subtle under-cabinet illumination enhance the warm, inviting atmosphere, while large windows and sliding glass doors frame serene water views. Designed for comfort and privacy, all three bedrooms feature en-suite baths. The owner’s suite serves as a private retreat, showcasing a tray ceiling and sliding glass doors that open directly to the pool. Double doors lead to a spa-inspired bath centered around a freestanding soaking tub, complemented by dual vanities, a frameless glass Roman shower with dual shower heads—including a rain shower—and a private water closet. Spacious walk-in closets offer exceptional storage. Step outside to your private oasis, where a generously sized covered lanai with ceiling fans ensures year-round enjoyment. The brick-paver lanai and pool deck include an outdoor kitchen, perfect for entertaining. Beyond, a heated PebbleTec pool and spa take center stage, enhanced by a tranquil waterfall and relaxing sun shelf. A large panoramic screened enclosure provides unobstructed views and a seamless connection to the waterfront setting. Additional highlights include a versatile den with a half bath, a well-appointed laundry room with an adjoining mudroom area, and numerous upscale features throughout—truly offering the best of Florida waterfront living. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,530
Sqft
0.38 ac
Lot size
3
Garage
2022
Year built
One
Levels
$593
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,273 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,273/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14%
$/sqft vs PUNTA GORDA ISLES SEC 14
$593 vs $392
Days on market
70 vs 60 typical
Where $593/sqft sits among the 22 homes for sale in PUNTA GORDA ISLES SEC 14
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
10 of 22
PUNTA GORDA ISLES SEC 14 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 457% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1323 PENGUIN COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,340,000
1230 ROYAL TERN DRIVE · same community
3 bd · 3 ba · 2,422 sqft · $553/sqft · 181 DOM
Sold · Jun ’26$900,000
1355 REDBIRD COURT · same community
3 bd · 2 ba · 2,373 sqft · $379/sqft · 26 DOM
Sold · May ’26$1,375,000
1321 SEA HORSE COURT · same community
3 bd · 3 ba · 2,372 sqft · $580/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1323 PENGUIN COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1323 PENGUIN COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1323 PENGUIN COURT FAQs
What would the monthly payment be for 1323 PENGUIN COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,273/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1323 PENGUIN COURT?+
The most recent tax bill on record (2025) was $17,477. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1323 PENGUIN COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,500,000, this home is listed about 335% above the Punta Gorda median of $344,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1323 PENGUIN COURT?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,500,000 runs 457% above the PUNTA GORDA 33950 median — but at 2,530 sqft it's also 50% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Nate Royal. MLS #C7526413.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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