3181 MATECUMBE KEY ROAD UNIT 33, PUNTA GORDA, FL, 33955
Active77 days on marketListed May 20, 2026MLS #C7526387
About this home
3181 MATECUMBE KEY ROAD UNIT 33
ONE-YEAR FITNESS CENTER MEMBERSHIP (includes Resort Pool) PROVIDED BY THE SELLER! Turnkey Marina Living at Its Finest! This beautifully maintained villa comes fully furnished and is ready for you to move right in. The bright, open layout features a 2-bedroom, 2-bathroom floor plan with a den. Enjoy your morning coffee or evening cocktail on the spacious, screened lanai with serene views of a Marina pond. Perfect for your vehicles and hobbies, the 2-car garage offers plenty of room for both a car and a golf cart. Located in a remarkably friendly neighborhood, you are just steps from the community pool and fitness center, and within easy walking distance to the local waterfront bar & grill. Hop in your golf cart, and you're just minutes from the 27-hole golf course and the newly updated country club restaurant. Don't miss this effortless slice of paradise!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,219
Sqft
0.09 ac
Lot size
2
Garage
1999
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,149 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,149/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1%
$/sqft vs Punta Gorda actives
$193 vs $207
Days on market
77 vs 60 typical
Where $193/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Marina & Country Club
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Marina & Country Club — neighborhood snapshot
Population
2,152
Median age
73
Median income
$104,062
Median home value
$383,986
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
193 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 473% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3181 MATECUMBE KEY ROAD UNIT 33
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$230,000
3181 MATECUMBE KEY ROAD UNIT 32 · same community
2 bd · 2 ba · 1,219 sqft · $189/sqft · 411 DOM
Sold · Jun ’26$218,000
3181 MATECUMBE KEY ROAD UNIT 31 · same community
2 bd · 2 ba · 1,219 sqft · $179/sqft · 92 DOM
Sold · Mar ’26$215,000
3181 MATECUMBE KEY ROAD UNIT 28 · same community
2 bd · 2 ba · 1,028 sqft · $209/sqft · 336 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3181 MATECUMBE KEY ROAD UNIT 33 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3181 MATECUMBE KEY ROAD UNIT 33 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3181 MATECUMBE KEY ROAD UNIT 33 FAQs
What would the monthly payment be for 3181 MATECUMBE KEY ROAD UNIT 33?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,149/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3181 MATECUMBE KEY ROAD UNIT 33?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3181 MATECUMBE KEY ROAD UNIT 33?+
The most recent tax bill on record (2025) was $4,830. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3181 MATECUMBE KEY ROAD UNIT 33?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $234,900, this home is listed about 32% below the Punta Gorda median of $344,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3181 MATECUMBE KEY ROAD UNIT 33?+
Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$234,900 runs 473% above the PUNTA GORDA 33955 median.
02Park/Greenbelt & Water views
The park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of JOHN R WOOD PROPERTIES · Lesley Rose. MLS #C7526387.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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