3601 DIVOT ROAD, SEBRING, FL, 33872
Active70 days on marketListed May 11, 2026MLS #C7526033
About this home
3601 DIVOT ROAD
Welcome to this beautifully maintained 3-bedroom, 2-bathroom home situated on a desirable corner lot in the wonderful Golf Hammock community. Featuring a split floor plan for added privacy, this home combines comfort, functionality, and thoughtful updates throughout. Recent improvements include a 2018 roof and an updated air conditioning system with a UV light for enhanced air quality. Skylights bring in abundant natural light, creating a bright and inviting living space. The updated kitchen is a standout, showcasing elegant granite countertops, soft-touch cabinetry, and sleek stainless-steel appliances—perfect for both everyday living and entertaining. The spacious sunroom has been upgraded with energy-efficient Thermopane windows, offering a relaxing space to enjoy year-round. Step outside to enjoy a fenced-in yard and a peaceful pond view from the front of the home. Additional features include a 10x18 shed for extra storage and full wheelchair accessibility for added convenience. This home offers a perfect blend of modern updates, practical design, and scenic surroundings—schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,423
Sqft
0.38 ac
Lot size
1987
Year built
One
Levels
$137
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,574 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,574/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sebring actives
$137 vs $189
Days on market
70 vs 60 typical
Where $137/sqft sits among the 205 Sebring actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33872 — neighborhood snapshot
Population
13,302
Median age
61.5
Median income
$68,086
Median home value
$193,900
Avg household
2.14
Households w/ children
1,049
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$270K → $293K
Sebring median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
89 of 205
Sebring actives have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1186% above the SEBRING 33872 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 3601 DIVOT ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$434,900
4601 BUNKER DRIVE · same community
3 bd · 2 ba · 2,079 sqft · $209/sqft · 3 DOM
Sold · Feb ’26$459,750
3709 PAR ROAD · same community
3 bd · 2.5 ba · 1,910 sqft · $241/sqft · 0 DOM
Sold · Jul ’26$320,000
4415 BUNKER DRIVE · same community
3 bd · 2 ba · 1,910 sqft · $168/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3601 DIVOT ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3601 DIVOT ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3601 DIVOT ROAD FAQs
What would the monthly payment be for 3601 DIVOT ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,574/mo — principal and interest, the actual property-tax bill, the $31/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3601 DIVOT ROAD?+
The association fee works out to $31 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3601 DIVOT ROAD?+
The most recent tax bill on record (2025) was $3,301. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3601 DIVOT ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebring?+
At $333,000, this home is listed about 19% above the Sebring median of $279,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3601 DIVOT ROAD?+
Hill-Gustat Middle School (middle), Sun 'n Lake Elementary School (elementary), Avon Park High School (high) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$333,000 runs 1186% above the SEBRING 33872 median — but at 2,423 sqft it's also 61% larger than the typical Sebring listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Hill-Gustat Middle School, Sun 'n Lake Elementary School, Avon Park High School — Hill-Gustat Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $338,000, now $333,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PRESTIGE REALTY OF FLORIDA, LL · Dawn Miller. MLS #C7526033.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sebring homes, in your inbox
Like 3601 DIVOT ROAD but not quite? A daily digest of every new listing in Sebring — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →