David Ramirez
$229,900$239,9002 bd2 ba1,398 sqft$164 /sqft$1,928 /mo all-in ↓

601 SHREVE STREET UNIT 62C, PUNTA GORDA, FL, 33950

Active95 days on marketListed May 6, 2026MLS #C7525690

Priced 13% below the PUNTA GORDA 33950 medianReduced $10KFully furnishedCondominiumBANYAN POINT PH 03

About this home

601 SHREVE STREET UNIT 62C

$10K PRICE REDUCTION! FURNISHED 2-BEDROOM, 2-BATH THIRD-FLOOR UNIT, OVERLOOKING POOL IN BANYAN POINT! Enjoy waterfront living in this desirable condo in the sought-after Banyan Point community of Punta Gorda Isles. Offering approximately 1,398 square feet, this spacious split-bedroom floor plan features an open living and dining area filled with natural light from large sliding glass doors leading to the screened lanai. The kitchen offers ample cabinetry, pantry storage, recessed lighting, and a breakfast bar overlooking the main living space. The spacious primary suite has a pool view, lanai access, a walk-in closet, dual vanities, large walk-in shower, and a versatile built-in vanity/desk area. A private guest bedroom and a full bath with tub, provides comfort for visitors. Relax on the oversized screened lanai while enjoying a beautiful sunset. Banyan Point amenities include a heated community pool, clubhouse, covered parking, guest parking, beautiful tropical landscaping including huge banyan trees, and over 1,200 feet of canal frontage with available boat dockage up to 50 feet on a first-come basis for a nominal annual fee. Located just a short walk from Fishermen’s Village and Downtown Punta Gorda, enjoy great dining, shopping, and the lovely Charlotte Harbor waterfront charm. This community is ideal for boating, fishing, biking, walking, and so much more. HOA fees include cable, water, insurance, and pool maintenance making this move-in-ready condo ideal as a full-time residence, seasonal retreat, or investment opportunity.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,398

Sqft

1981

Year built

Three Or More

Levels

$164

Per sqft

Furnished

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofMembrane
ConstructionBlock · Stucco
FoundationBlock
FacesEast
ExteriorBalcony · Lighting · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$3,757/yr
PetsNo
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,928 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,353
FHA mortgage insurance (est.)$102
Property tax — 2025 actual bill$313
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,047
Interest rate6.00%
Loan term

Estimated payment

$1,928/mo

Principal & interest$1,353
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$313
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $230K
$215KedgeAI estimate $228,964 · range $224K$238K$247K

vs edgeAI estimate

+0.4%

$/sqft vs Punta Gorda actives

$164 vs $208

Days on market

95 vs 62 typical

Where $164/sqft sits among the 400 Punta Gorda actives

119 · this home
134
63
42
17
25
$120–177$177–234$234–290$290–347$347–403$403+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Map of 601 SHREVE STREET UNIT 62C

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,031

Median age

68

Median income

$97,109

Median home value

$574,467

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

196 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $229,900 $10K
May 6, 2026Listed at $239,900 · 95 days on market since
1981Built · BANYAN POINT PH 03

Reality check

What actually sold near 601 SHREVE STREET UNIT 62C

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

601 SHREVE STREET UNIT 53CSold · Jun ’26

$270,000

601 SHREVE STREET UNIT 53C · same community

2 bd · 2 ba · 1,398 sqft · $193/sqft · 0 DOM

601 SHREVE STREET UNIT 64CSold · May ’26

$225,000

601 SHREVE STREET UNIT 64C · same community

2 bd · 2 ba · 1,398 sqft · $161/sqft · 81 DOM

24748 RIO VILLA LAKES CIRCLESold · Apr ’26

$289,000

24748 RIO VILLA LAKES CIRCLE

3 bd · 2 ba · 1,388 sqft · $208/sqft · 251 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 601 SHREVE STREET UNIT 62C — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 601 SHREVE STREET UNIT 62C — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

601 SHREVE STREET UNIT 62C FAQs

What would the monthly payment be for 601 SHREVE STREET UNIT 62C?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,928/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 601 SHREVE STREET UNIT 62C?+

The most recent tax bill on record (2025) was $3,757. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 601 SHREVE STREET UNIT 62C?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $229,900, this home is listed about 32% below the Punta Gorda median of $339,950. The market section on this page shows how the area is trending.

Which schools are assigned to 601 SHREVE STREET UNIT 62C?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PUNTA GORDA 33950 market on paper

$229,900 is 13% below the PUNTA GORDA 33950 median of $265,000, and at $164/sqft it sits under the Punta Gorda average of $229.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $239,900, now $229,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of RE/MAX HARBOR REALTY · Janet Minerich. MLS #C7525690.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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