David Ramirez
$529,000$550,0004 bd2 ba1,878 sqft$282 /sqft$3,989 /mo all-in ↓

241 HOFFER STREET, PORT CHARLOTTE, FL, 33953

Active93 days on marketListed May 2, 2026MLS #C7525671

Reduced $21KWaterfrontSingle Family ResidencePORT CHARLOTTE SEC 024

About this home

241 HOFFER STREET

Virtually Staged. Step into modern Florida living with this beautifully designed 4-bedroom, 2-bath, 2-car garage home built in 2022, perfectly situated on a canal. This move-in-ready property blends contemporary style with everyday comfort, offering an open, airy layout ideal for both relaxing and entertaining. The spacious open floor plan features a bright living area that flows seamlessly into the kitchen and dining spaces. The kitchen stands out with granite countertops, sleek cabinetry, and a functional layout that makes cooking and gathering effortless. Enjoy peaceful water views from your enclosed lanai, the perfect spot for morning coffee, evening unwinding, or year-round indoor-outdoor living. The canal adds a serene backdrop and enhances the overall privacy and charm of the property. Enjoy effortless boating from the Apollo Waterway, where just one canal and two bridges stand between you and the river, offering quick, convenient access to the harbor and the Gulf. With four well-appointed bedrooms, modern finishes throughout, and the benefits of newer construction, this home offers low-maintenance living and the best of the Florida lifestyle. Conveniently located near shopping, dining, parks, and Gulf Coast beaches, it’s an ideal choice for full-time residents, seasonal living, or investment.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,878

Sqft

0.23 ac

Lot size

2

Garage

2022

Year built

One

Levels

$282

Per sqft

WaterfrontWater view

Inside

FlooringVinyl
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Range
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesSoutheast
ParkingGarage Door Opener
ExteriorHurricane Shutters · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,768/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,989 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,114
FHA mortgage insurance (est.)$234
Property tax — 2025 actual bill$481
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,515Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,515
Interest rate6.00%
Loan term

Estimated payment

$3,989/mo

Principal & interest$3,114
FHA mortgage insurance (est.)$234
Property taxes (actual bill)$481
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $529K
$350KedgeAI estimate $374,357 · range $365K$399K$550K

vs edgeAI estimate

+41.3%

$/sqft vs PORT CHARLOTTE SEC 024

$282 vs $235

Days on market

93 vs 58 typical

Where $282/sqft sits among the 14 homes for sale in PORT CHARLOTTE SEC 024

3
1
7
1
0
2 · this home
$179–200$200–220$220–241$241–261$261–282$282+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 241 HOFFER STREET

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33953 — neighborhood snapshot

Population

7,018

Median age

62.9

Median income

$77,227

Median home value

$332,200

Avg household

2.36

Households w/ children

430

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
HighPort Charlotte High School★★★★★
ElementaryLiberty Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

3 of 14

PORT CHARLOTTE SEC 024 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2200% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $529,000 $21K
May 2, 2026Listed at $550,000 · 93 days on market since
2022Built · PORT CHARLOTTE SEC 024

Reality check

What actually sold near 241 HOFFER STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

172 BERTHOUD STREETSold · Oct ’25

$335,000

172 BERTHOUD STREET · same community

3 bd · 2 ba · 1,931 sqft · $173/sqft · 169 DOM

425 ELLINGTON STREETSold · Jun ’26

$345,000

425 ELLINGTON STREET · same community

3 bd · 2 ba · 1,796 sqft · $192/sqft · 63 DOM

227 BERTHOUD STREETSold · Oct ’25

$365,000

227 BERTHOUD STREET · same community

3 bd · 2 ba · 1,789 sqft · $204/sqft · 63 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 241 HOFFER STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 241 HOFFER STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

241 HOFFER STREET FAQs

What would the monthly payment be for 241 HOFFER STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,989/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 241 HOFFER STREET?+

The most recent tax bill on record (2025) was $5,768. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $529,000, this home is listed about 60% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 241 HOFFER STREET?+

Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$529,000 runs 2200% above the PORT CHARLOTTE 33953 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $550,000, now $529,000 — a $21K cut. The full history is in the market section below.

Listing courtesy of DALTON WADE INC · Jayme Stachura. MLS #C7525671.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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