1306 TROUT, PUNTA GORDA, FL, 33950
Active85 days on marketListed Apr 28, 2026MLS #C7525451
About this home
1306 TROUT
Welcome to Alligator Park, a sought-after 55+ resident-owned community in the heart of Punta Gorda, offering an affordable and carefree Florida lifestyle. This well-maintained 5th-wheel residence with sunroom provides comfortable, efficient living with 1 bedroom and 1 bathroom, perfect for seasonal enjoyment or year-round simplicity. The bright sunroom adds valuable living space, ideal for relaxing, entertaining, or enjoying the warm Florida sunshine. A $60,000 land share is included in the sale, adding long-term value and eliminating the uncertainty of lot rent—an excellent opportunity for owners or investors alike. Alligator Park is known for its friendly atmosphere and robust amenities, including a clubhouse, swimming pool, shuffleboard, social activities, and beautifully maintained grounds. Residents enjoy a strong sense of community while being just minutes from historic downtown Punta Gorda, waterfront parks, boating, fishing, dining, farmer’s markets, and Punta Gorda Airport. Ideal as a snowbird retreat, downsizing option, or income-producing investment, this property offers outstanding value in one of Southwest Florida’s most popular active adult communities.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
594
Sqft
0.06 ac
Lot size
1997
Year built
One
Levels
$110
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$959 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$959/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$110 vs $209
Days on market
85 vs 59 typical
Where $110/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Jones Loop
Get to know Punta Gorda. See the full Punta Gorda guide →
Jones Loop — neighborhood snapshot
Population
2,550
Median age
60
Median income
$72,488
Median home value
$170,624
Avg household
2
Households w/ children
368
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
180 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1306 TROUT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$80,000
1202 SNOOK · same community
1 bd · 1 ba · 408 sqft · $196/sqft · 498 DOM
Sold · Dec ’25$85,000
1317 TROUT · same community
1 bd · 1 ba · 811 sqft · $105/sqft · 84 DOM
Sold · Jun ’26$114,000
3 S MOCKINGBIRD UNIT A3 · same community
2 bd · 2 ba · 864 sqft · $132/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1306 TROUT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1306 TROUT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1306 TROUT FAQs
What would the monthly payment be for 1306 TROUT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $959/mo — principal and interest, the actual property-tax bill, the $298/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1306 TROUT?+
The association fee works out to $298 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1306 TROUT?+
The most recent tax bill on record (2025) was $1,041. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1306 TROUT?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $65,500, this home is listed about 81% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 1306 TROUT?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$65,500 is 76% below the PUNTA GORDA 33950 median of $272,993, and at $110/sqft it sits under the Punta Gorda average of $233.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $72,000, now $65,500 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Cathy Matyola. MLS #C7525451.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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