19505 QUESADA AVENUE UNIT LL108, PORT CHARLOTTE, FL, 33948
Active91 days on marketListed May 12, 2026MLS #C7525432
About this home
19505 QUESADA AVENUE UNIT LL108
Welcome to Oaks IV — a peaceful, oak-canopied condominium community in the heart of Port Charlotte offering relaxed Florida living with resort-style amenities and a beautifully maintained park-like setting. This furnished first-floor 1-bedroom, 1-bath residence is ideally positioned with tranquil brackish canal views, pond views with a lighted fountain, and lush mature landscaping that create a quiet and inviting atmosphere. Inside, you’ll find a bright and recently updated functional floor plan featuring an open living and dining area, updated ceiling fans with remotes, vertical blinds, updated flooring, fresh designer-inspired neutral interior paint, decorative dome-style ceiling panels, and comfortable furnishings included for immediate enjoyment. The dining area showcases custom built-in cabinetry with mirror accents and decorative chair rail detailing, adding warmth and character to the living space. The kitchen features ceramic tile flooring installed in May 2018, luxury vinyl laminate installed in May 2026, a Whirlpool glass-top range, Hamilton Beach microwave, practical workspace, convenient appliance placement, and ample cabinetry. Kitchen is not designed in accordance with ADA guidelines. The bathroom includes a Jacuzzi walk-in tub with grab bars, raised-height toilet, updated mirrors and lighting, and additional features designed for ease of use. Additional improvements include impact windows approved for Charlotte County hurricane standards, updated AC system and condenser, Rheem hot water heater installed January 2026, Honeywell digital thermostat, LG high-end combo washer/dryer, updated closet shelving, professionally cleaned grout, and a screened tiled lanai with HOA-approved storage cabinet. Enjoy peaceful mornings and relaxing evenings from the screened lanai overlooking the canal, pond, and mature tropical landscaping with opportunities to observe native Florida birds and wildlife. Residents of Oaks IV enjoy access to a heated community pool, clubhouse, bocce courts, shuffleboard, recreational facilities, seasonal community events, and beautifully maintained grounds shaded by mature Florida oaks. Conveniently located near shopping, dining, medical facilities, golf courses, Charlotte Harbor amenities, and beautiful Southwest Florida Gulf beaches, this residence offers an exceptional opportunity to enjoy the Florida lifestyle in a peaceful resort-style setting. Monthly association fees are currently $316/month and include exterior maintenance, grounds maintenance, lawn care, water, sewer, trash, recreational facilities, and common area upkeep. Condo association approval required prior to ownership. One small pet may be permitted subject to association review and approval through the condo application process. Buyers are encouraged to verify all measurements, features, furnishings, amenities, room dimensions, pet restrictions, leasing restrictions, and association requirements.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
689
Sqft
0 ac
Lot size
1985
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,276 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,276/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.2%
$/sqft vs OAKS 04
$163 vs $173
Days on market
91 vs 60 typical
Where $163/sqft sits among the 10 homes for sale in OAKS 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33948 — neighborhood snapshot
Population
18,732
Median age
59.4
Median income
$60,788
Median home value
$279,500
Avg household
2.32
Households w/ children
1,261
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
6 of 10
OAKS 04 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 273% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 19505 QUESADA AVENUE UNIT LL108
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$110,000
19505 QUESADA AVENUE UNIT OO108 · same community
1 bd · 1 ba · 689 sqft · $160/sqft · 85 DOM
Sold · Dec ’25$155,000
19505 QUESADA AVENUE UNIT EE103 · same community
2 bd · 2 ba · 838 sqft · $185/sqft · 14 DOM
Sold · Feb ’26$129,000
19505 QUESADA AVENUE UNIT MM203 · same community
2 bd · 2 ba · 838 sqft · $154/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19505 QUESADA AVENUE UNIT LL108 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19505 QUESADA AVENUE UNIT LL108 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
19505 QUESADA AVENUE UNIT LL108 FAQs
What would the monthly payment be for 19505 QUESADA AVENUE UNIT LL108?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,276/mo — principal and interest, the actual property-tax bill, the $316/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19505 QUESADA AVENUE UNIT LL108?+
The association fee works out to $316 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19505 QUESADA AVENUE UNIT LL108?+
The most recent tax bill on record (2025) was $1,089. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19505 QUESADA AVENUE UNIT LL108?+
The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $112,000, this home is listed about 66% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 19505 QUESADA AVENUE UNIT LL108?+
Liberty Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$112,000 runs 273% above the PORT CHARLOTTE 33948 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $124,900, now $112,000 — a $13K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Frieda Chambers. MLS #C7525432.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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