2087 SW GARNER AVENUE, ARCADIA, FL, 34266
Active82 days on marketListed May 4, 2026MLS #C7525352
About this home
2087 SW GARNER AVENUE
Welcome to your private countryside retreat, where timeless charm meets everyday comfort. This beautiful brick home offers three spacious bedrooms and two well-appointed bathrooms, perfectly designed for both relaxation and entertaining. Step outside and discover your own personal oasis—a heated saltwater pool that invites year-round enjoyment, surrounded by peaceful views and the serenity only nature can provide. The property is shaded by a stunning canopy of mature oak trees, covered with the scent of gardenias and graced with guavas. With five expansive acres, there’s endless room to roam, play, and bring your vision to life—whether that’s gardening, recreation, or simply enjoying the wide-open space. Ample storage throughout the property ensures there’s a place for everything, from tools to toys. Tucked away in the quiet of the countryside, this home offers the best of both worlds: tranquil, private living just 10 minutes from downtown Arcadia, giving you convenient access to shopping, dining, and everyday essentials. -This is more than a home—it’s a lifestyle of space, beauty, and peaceful living
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,582
Sqft
5 ac
Lot size
1
Garage
1968
Year built
One
Levels
$326
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,581 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,581/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Arcadia actives
$326 vs $239
Days on market
82 vs 35 typical
Where $326/sqft sits among the 119 Arcadia actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Arcadia
Get to know Arcadia. See the full Arcadia guide →
ARCADIA 34266 — neighborhood snapshot
Population
29,065
Median age
39.7
Median income
$47,414
Median home value
$144,600
Avg household
2.55
Households w/ children
3,349
For the school run
DeSoto County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Arcadia market
$280K → $260K
Arcadia median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
52 of 119
Arcadia actives have cut their price
Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the ARCADIA 34266 median. See the full Arcadia market guide →
Paper trail
This home's history
Reality check
What actually sold near 2087 SW GARNER AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$125,000
1468 NW MAGNOLIA TERRACE
3 bd · 2 ba · 1,512 sqft · $83/sqft · 97 DOM
Sold · Jun ’26$325,000
2431 SW BREWER AVENUE
3 bd · 2 ba · 1,504 sqft · $216/sqft · 81 DOM
Sold · Sep ’25$500,000
3193 SW COUNTY ROAD 661
3 bd · 2 ba · 1,760 sqft · $284/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2087 SW GARNER AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2087 SW GARNER AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2087 SW GARNER AVENUE FAQs
What would the monthly payment be for 2087 SW GARNER AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,581/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2087 SW GARNER AVENUE?+
The most recent tax bill on record (2025) was $1,937. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Arcadia?+
At $515,000, this home is listed about 41% above the Arcadia median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2087 SW GARNER AVENUE?+
West Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$515,000 runs 85% above the ARCADIA 34266 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
82 days on market against a Arcadia median of 35 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $525,000, now $515,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE VISION REALTY · Jeorgia Sutton. MLS #C7525352.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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