108 EARL AVENUE, AUBURNDALE, FL, 33823
Active103 days on marketListed Apr 21, 2026MLS #C7525194
About this home
108 EARL AVENUE
Welcome to this charming 5-bedroom, 2-bathroom home in the heart of Auburndale, FL—just blocks away from the beautiful Lake Ariana. With 1,602 square feet of living space set on a generous 0.2-acre lot, this home offers both comfort and functionality for everyday living. Step inside to discover an open-concept layout that creates a bright and inviting atmosphere, perfect for entertaining or relaxing with family. The split floor plan provides added privacy, with the primary suite thoughtfully separated from the additional bedrooms. The kitchen is designed with style and practicality in mind, featuring light and airy shaker cabinets that enhance the space and provide ample storage. Whether you're preparing meals or hosting gatherings, this kitchen serves as the heart of the home. Outside, enjoy a spacious, fully fenced backyard—ideal for pets, outdoor activities, or creating your own private oasis. With plenty of room to garden, play, or unwind, this outdoor space is a true highlight. Located in a quiet neighborhood just minutes from local amenities, parks, and the scenic Lake Ariana, this home combines convenience with a peaceful setting. Whether you're looking for extra space, a family-friendly layout, or proximity to nature, this property checks all the boxes.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,602
Sqft
0.2 ac
Lot size
1950
Year built
One
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,801 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,801/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−30.6%
$/sqft vs Auburndale actives
$149 vs $189
Days on market
103 vs 50 typical
Where $149/sqft sits among the 226 Auburndale actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Auburndale Lakeside Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
Auburndale Lakeside Park — neighborhood snapshot
Population
1,686
Median age
50
Median income
$51,207
Median home value
$184,612
Avg household
2
Households w/ children
109
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $335K
Auburndale median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
119 of 226
Auburndale actives have cut their price
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 108 EARL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$230,000
130 DIXIE HIGHWAY · same community
2 bd · 2 ba · 1,152 sqft · $200/sqft · 147 DOM
Sold · Apr ’26$203,000
111 JAMES STREET · same community
3 bd · 1 ba · 944 sqft · $215/sqft · 3 DOM
Sold · May ’26$207,000
1510 DERBY AVENUE
4 bd · 2 ba · 1,584 sqft · $131/sqft · 153 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 108 EARL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 108 EARL AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
108 EARL AVENUE FAQs
What would the monthly payment be for 108 EARL AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,801/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 108 EARL AVENUE?+
The most recent tax bill on record (2025) was $1,544. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Auburndale?+
At $239,000, this home is listed about 33% below the Auburndale median of $355,000. The market section on this page shows how the area is trending.
Which schools are assigned to 108 EARL AVENUE?+
Lena Vista Elementary School (elementary), Jere L. Stambaugh Middle (middle), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the AUBURNDALE 33823 market on paper
$239,000 is 25% below the AUBURNDALE 33823 median of $320,000, and at $149/sqft it sits under the Auburndale average of $198.
02Time on market is leverage
103 days on market against a Auburndale median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $260,000, now $239,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LAMAR PROPERTIES, INC. · Anthony Masso. MLS #C7525194.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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