David Ramirez
$160,000$185,0002 bd2 ba1,200 sqft$133 /sqft$1,386 /mo all-in ↓

4289 ISLAND CIRCLE UNIT 1, FORT MYERS, FL, 33919

Active109 days on marketListed Apr 21, 2026MLS #C7525125

Priced 10% below the FORT MYERS 33919 medianReduced $25KWaterfrontTownhouseCALOOSA BAYVIEW CONDO PH A

About this home

4289 ISLAND CIRCLE UNIT 1

Discover effortless Florida living in this beautifully designed turnkey Tahiitian floorpan single level townvilla style condo set along a peaceful lakefront backdrop. This inviting 2 bedroom 2 full bath residence offers a thoughtfully laid out floor plan that maximizes comfort and natural light, creating a seamless flow between living spaces. The spacious main living area opens gracefully toward the outdoors, where a screened lanai provides the perfect setting for morning coffee or evening relaxation while enjoying tranquil water views. An additional open porch extends your outdoor living options, ideal for soaking up the sunshine or entertaining in a more open air setting. Inside, the home features a functional and welcoming layout with well proportioned bedrooms, including a private primary suite designed for comfort and convenience. The second bedroom and full bath offer flexibility for guests, a home office or hobby space. The kitchen is positioned to connect easily with the dining and living areas, enhancing everyday living and making gatherings feel natural and connected. Set within a peaceful community atmosphere, this property offers the rare combination of low maintenance living and scenic surroundings, making it an excellent choice for those seeking a full time residence or seasonal retreat. With its lakefront position, single story ease and desirable townvilla design, this condo presents a unique opportunity to enjoy relaxed coastal living with all the comforts of home.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,200

Sqft

0.13 ac

Lot size

1973

Year built

One

Levels

$133

Per sqft

WaterfrontWater viewTurnkey

Inside

FlooringCarpet · Laminate · Tile
AppliancesCooktop · Dishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Other · Split Bedroom · Walk-In Closet(s)
LaundryOther
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionWood Frame · Wood Siding
FoundationSlab
ViewWater
FacesSouth
ParkingAssigned · Ground Level
ExteriorSidewalk

Community & fees

Taxes (2025)$2,563/yr
PetsNumber Limit, Size Limit
CommunityClubhouse · Fitness Center · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,386 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$942
FHA mortgage insurance (est.)$71
Property tax — 2025 actual bill$214
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,600
Interest rate6.00%
Loan term

Estimated payment

$1,386/mo

Principal & interest$942
FHA mortgage insurance (est.)$71
Property taxes (actual bill)$214
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fort Myers actives

$133 vs $217

Days on market

109 vs 63 typical

Where $133/sqft sits among the 166 Fort Myers actives

59 · this home
59
32
4
0
12
$132–194$194–257$257–320$320–383$383–446$446+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Caloosa Yacht & Racquet Club

Map of 4289 ISLAND CIRCLE UNIT 1 inside its neighborhood boundary

Get to know Fort Myers. See the full Fort Myers guide →

Caloosa Yacht & Racquet Club — neighborhood snapshot

Population

907

Median age

72

Median income

$74,107

Median home value

$519,900

Avg household

2

Households w/ children

15%

For the school run

Lee County School District

MiddleCypress Lake Middle School★★★★
HighCypress Lake High School★★★★★
ElementaryHeights Elementary School★★★★★
ElementaryTanglewood Elementary School★★★★★
ElementaryVillas Elementary School★★★★★
MiddleLexington Middle School★★★★★
HighSouth Fort Myers High School★★★★
HighFort Myers High School★★★★★
ElementaryRayma C. Page Elementary School★★★★
HighDunbar High School★★★★
ElementarySan Carlos Park Elementary School★★★★
MiddleThree Oaks Middle School★★★★
ElementaryThree Oaks Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Myers market

Seller’s marketLeans buyer8.1 months of inventoryBuyer’s market

$325K$305K

Fort Myers median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

55 of 166

Fort Myers actives have cut their price

Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the FORT MYERS 33919 median. See the full Fort Myers market guide →

Paper trail

This home's history

CurrentPrice reduced to $160,000 $25K
Apr 21, 2026Listed at $185,000 · 109 days on market since
1973Built · CALOOSA BAYVIEW CONDO PH A

Reality check

What actually sold near 4289 ISLAND CIRCLE UNIT 1

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

885 ENTRADA DRIVE SSold · Apr ’26

$295,000

885 ENTRADA DRIVE S

2 bd · 2 ba · 1,202 sqft · $245/sqft · 47 DOM

885 Entrada DR S, Fort Myers FL 33919Sold · Apr ’26

$295,000

885 Entrada DR S, Fort Myers FL 33919

2 bd · 2 ba · 1,202 sqft · $245/sqft · 47 DOM

4115 SE 18TH PLACE UNIT 201Sold · Nov ’25

$280,000

4115 SE 18TH PLACE UNIT 201

2 bd · 2 ba · 1,225 sqft · $229/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4289 ISLAND CIRCLE UNIT 1 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4289 ISLAND CIRCLE UNIT 1 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

4289 ISLAND CIRCLE UNIT 1 FAQs

What would the monthly payment be for 4289 ISLAND CIRCLE UNIT 1?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,386/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4289 ISLAND CIRCLE UNIT 1?+

The most recent tax bill on record (2025) was $2,563. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4289 ISLAND CIRCLE UNIT 1?+

The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fort Myers?+

At $160,000, this home is listed about 52% below the Fort Myers median of $333,750. The market section on this page shows how the area is trending.

Which schools are assigned to 4289 ISLAND CIRCLE UNIT 1?+

Cypress Lake Middle School (middle), Cypress Lake High School (high), Heights Elementary School (elementary), Tanglewood Elementary School (elementary), Villas Elementary School (elementary), Lexington Middle School (middle), South Fort Myers High School (high), Fort Myers High School (high), Rayma C. Page Elementary School (elementary), Dunbar High School (high), San Carlos Park Elementary School (elementary), Three Oaks Middle School (middle), Three Oaks Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the FORT MYERS 33919 market on paper

$160,000 is 10% below the FORT MYERS 33919 median of $177,450, and at $133/sqft it sits under the Fort Myers average of $252.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Cypress Lake Middle School, Cypress Lake High School, Heights Elementary School, Tanglewood Elementary School, Villas Elementary School, Lexington Middle School, South Fort Myers High School, Fort Myers High School, Rayma C. Page Elementary School, Dunbar High School, San Carlos Park Elementary School, Three Oaks Middle School, Three Oaks Elementary School — Cypress Lake Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $185,000, now $160,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY FT MYER · Jessica Nolan. MLS #C7525125.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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