11854 SW LOOP TERRACE, ARCADIA, FL, 34269
Active91 days on marketListed Apr 20, 2026MLS #C7525101
About this home
11854 SW LOOP TERRACE
Large lot with existing utility connections already in place, saving time and development costs. The previous home has been removed, offering a blank canvas to build your permanent residence or seasonal retreat, with no HOA restrictions. Conveniently located near I-75, shopping centers, restaurants, golf courses, medical facilities, and the beautiful Gulf beaches. Just minutes from a public boat ramp with easy access to the Peace River, perfect for boating and fishing enthusiasts. Don’t miss this opportunity to own a piece of Florida paradise.
Facts & features
The home at a glance
0.37 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$735 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$735/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,350/mo median
Live Arcadia rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Spring Lake
Spring Lake is a short-term-rental community. See the full guide →
ARCADIA 34269 — neighborhood snapshot
Population
5,111
Median age
62.7
Median income
$54,792
Median home value
$188,800
Avg household
2.16
Households w/ children
347
For the school run
DeSoto County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Arcadia market
$280K → $260K
Arcadia median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% below the ARCADIA 34269 median. See the full Arcadia market guide →
Paper trail
This home's history
Reality check
What actually sold near 11854 SW LOOP TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$135,000
175 KINGS HIGHWAY UNIT 625
2 bd · 2 ba · 1,153 sqft · $117/sqft · 113 DOM
Sold · Mar ’26$111,000
175 KINGS HIGHWAY UNIT A3
2 bd · 2 ba · 1,153 sqft · $96/sqft · 30 DOM
Sold · Jun ’26$102,000
175 KINGS HIGHWAY UNIT 233
2 bd · 2 ba · 1,153 sqft · $88/sqft · 184 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11854 SW LOOP TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11854 SW LOOP TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11854 SW LOOP TERRACE FAQs
What would the monthly payment be for 11854 SW LOOP TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $735/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11854 SW LOOP TERRACE?+
The most recent tax bill on record (2025) was $522. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 11854 SW LOOP TERRACE be rented short-term?+
Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
How does the price compare to other homes in Arcadia?+
At $84,000, this home is listed about 77% below the Arcadia median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11854 SW LOOP TERRACE?+
Nocatee Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ARCADIA 34269 market on paper
$84,000 is 74% below the ARCADIA 34269 median of $329,000.
02Zoned for nightly rentals
Spring Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
91 days on market against a Arcadia median of 35 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Chun-Yi Bittner. MLS #C7525101.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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