
5438 COLD SPRING LANE, NORTH PORT, FL, 34291
Active98 days on marketListed Apr 17, 2026MLS #C7524928
About this home
5438 COLD SPRING LANE
Tucked behind a private gate on nearly 4 acres, this distinctive farmhouse estate offers space to spread out without sacrificing convenience. Surrounded by mature oak and palm trees, newly planted fruit trees, and natural wooded buffers, the property creates a setting that feels worlds away from the everyday while remaining just 25 minutes from Gulf beaches and close to shopping, dining, and everyday amenities. A circular driveway welcomes you to the property, where the expansive wrap-around porch serves as an extension of the living space and an inviting place to relax, entertain, or enjoy the peaceful surroundings. Thoughtfully maintained and updated, the home offers more than 3,200 square feet under air with 4 bedrooms, 4 full baths, and a flexible Florida room that can easily function as a 5th bedroom, office, fitness room, or private guest retreat. Inside, the main living area is warm and inviting, featuring a wood-burning fireplace, new engineered hardwood flooring, and views of the surrounding landscape. Sliding doors open to the screened lanai, creating an effortless connection between indoor and outdoor living. The kitchen has been updated with quartz countertops, a tile backsplash, newer appliances, and a spacious breakfast bar designed for gathering. Beyond the kitchen, a highly functional utility wing adds exceptional storage and workspace with a second refrigerator, a dedicated 9x9 pantry complete with built-in shelving and cabinetry, a deep freezer, and an oversized 26x7 laundry room. A first-floor bedroom suite with an updated bath and French door access to the Florida room provides flexibility for guests or multigenerational living. Upstairs, the primary suite offers a private retreat with two walk-in closets, including one currently utilized as a dressing room, and an updated bath featuring dual vanities and a soaking tub. Two additional bedrooms and another updated full bath complete the upper level. Oak wood flooring runs throughout the upstairs living areas, adding warmth and continuity. The outdoor spaces continue to impress with hidden walking trails beneath a canopy of mature oaks, cleared gathering areas, and a welcoming front-yard fire pit that creates the perfect setting for evening conversations under the stars. The fully fenced, agriculturally zoned property allows horses and offers room for a variety of recreational, gardening, or hobby pursuits. Adding even more versatility, a detached 725-square-foot building with electric provides opportunities for a workshop, studio, hobby space, or additional storage. The oversized garage offers room for vehicles, tools, and recreational equipment. Recent improvements include a whole-house reverse osmosis system (2024), roof (2020), hot water heater (2021), upstairs AC (2020), and brand-new downstairs AC (2025). The property is not located in a flood zone. With approximately $150,000 in improvements already completed, this estate delivers versatility that's hard to duplicate at any price point. Whether you're seeking room for animals, hobbies, entertaining, or simply a more private lifestyle, this property offers the freedom to make it your own while remaining connected to everything the area has to offer.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,312
Sqft
3.9 ac
Lot size
3
Garage
2002
Year built
Two
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,012 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,012/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside North Port Charlotte Estates
Get to know North Port. See the full North Port guide →
North Port Charlotte Estates — neighborhood snapshot
Population
1,714
Median age
51
Median income
$112,234
Median home value
$436,872
Avg household
3
Households w/ children
175
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $308K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3704% above the NORTH PORT 34291 median. See the full North Port market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5438 COLD SPRING LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5438 COLD SPRING LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5438 COLD SPRING LANE FAQs
What would the monthly payment be for 5438 COLD SPRING LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,012/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5438 COLD SPRING LANE?+
The most recent tax bill on record (2025) was $9,629. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5438 COLD SPRING LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Port?+
At $875,000, this home is listed about 161% above the North Port median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5438 COLD SPRING LANE?+
Lamarque Elementary School (elementary), North Port High School (high), Woodland Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$875,000 runs 3704% above the NORTH PORT 34291 median — but at 3,312 sqft it's also nearly twice the size of the typical North Port listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
98 days on market against a North Port median of 48 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $975,000, now $875,000 — a $100K cut. The full history is in the market section below.
Listing courtesy of RE/MAX ALLIANCE GROUP · Shannon Hansbury. MLS #C7524928.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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