926 ELM STREET, PUNTA GORDA, FL, 33950
Active102 days on marketListed Apr 14, 2026MLS #C7524818
About this home
926 ELM STREET
BUILD YOUR IDEAL FLORIDA RETREAT IN THE HEART OF PUNTA GORDA! This MOBILE HOME–ZONED LOT at 926 Elm Street offers a fantastic opportunity to create a comfortable and affordable home in one of Southwest Florida’s most CHARMING AND DESIRABLE COASTAL CITIES. Whether you’re looking for a seasonal getaway, investment property, or full-time residence, this lot provides the flexibility to bring your vision to life. A major advantage of this property is the existing infrastructure—WATER AND WASTE SERVICES ARE ALREADY INSTALLED, helping to streamline your building process and reduce upfront costs. With utilities in place, you can focus on designing and placing your new home with ease. Situated within a MOBILE HOME COMMUNITY, this lot offers a laid-back lifestyle with convenient access to everything Punta Gorda has to offer. Just minutes away, you’ll find HISTORIC DOWNTOWN PUNTA GORDA, known for its waterfront parks, marinas, local dining, boutique shopping, and year-round community events. Enjoy nearby boating, fishing, walking and biking trails, and the relaxed coastal atmosphere that makes this area so sought after. Whether you’re ready to build now or invest for the future, this WELL-LOCATED LOT WITH EXISTING UTILITIES presents an excellent opportunity to own a piece of paradise in a GROWING AND VIBRANT COMMUNITY.
Facts & features
The home at a glance
0.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$302 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$302/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Edison College Area
Get to know Punta Gorda. See the full Punta Gorda guide →
Edison College Area — neighborhood snapshot
Population
1,511
Median age
46
Median income
$40,411
Median home value
$239,900
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 926 ELM STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$100,000
10 MAYS STREET · same community
2 bd · 1 ba · 600 sqft · $167/sqft · 168 DOM
Sold · Nov ’25$20,000
1315 HICKORY AVENUE · same community
2 bd · 1 ba · 672 sqft · $30/sqft · 0 DOM
Sold · Oct ’25$87,550
3619 18TH STREET E · same community
2 bd · 1 ba · 772 sqft · $113/sqft · 165 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 926 ELM STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 926 ELM STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
926 ELM STREET FAQs
What would the monthly payment be for 926 ELM STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $302/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 926 ELM STREET?+
The most recent tax bill on record (2025) was $455. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 926 ELM STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $16,500, this home is listed about 95% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 926 ELM STREET?+
Punta Gorda Middle School (middle), Charlotte High School (high), Sallie Jones Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$16,500 is 94% below the PUNTA GORDA 33950 median of $271,985.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Punta Gorda Middle School, Charlotte High School, Sallie Jones Elementary School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7524818.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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