3460 N KEY DRIVE UNIT 407, NORTH FORT MYERS, FL, 33903
Active123 days on marketListed Apr 11, 2026MLS #C7524709
About this home
3460 N KEY DRIVE UNIT 407
At NO fault to the seller, back on the market for failure to perform. Turnkey ready! Where waterfront living meets effortless comfort, this beautifully maintained fourth-floor condo in Schooner Bay offers the perfect blend of style, convenience, and everyday ease. Overlooking the Caloosahatchee River, this residence delivers a serene setting with views that elevate daily living. Inside, you’ll find a newer kitchen featuring granite countertops, stainless steel appliances, and modern finishes creating a clean, functional space that flows seamlessly into the main living area. The home also offers the added convenience of private in unit laundry, along with a newly updated primary shower, enhancing comfort where it matters most. This condo presents a true turnkey opportunity, perfect for seasonal living or a simplified year round lifestyle. Step onto your private screened balcony and unwind as you take in the peaceful waterfront surroundings. Residents of Schooner Bay enjoy access to a heated community pool, tennis courts, fitness center, fishing pier, dock and beautifully maintained grounds, all within a secure, amenity rich environment designed for relaxed or active Florida living. This home delivers a lifestyle centered around comfort, convenience, and the beauty of the water. Condo staged for photos, currently vacant and empty, Ready for the next owner!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,106
Sqft
0.59 ac
Lot size
1977
Year built
One
Levels
$141
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,305 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,305/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs North Fort Myers actives
$141 vs $178
Days on market
123 vs 39 typical
Where $141/sqft sits among the 66 North Fort Myers actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Fort Myers
Get to know North Fort Myers. See the full North Fort Myers guide →
NORTH FORT MYERS 33903 — neighborhood snapshot
Population
23,199
Median age
63.4
Median income
$56,317
Median home value
$135,400
Avg household
1.98
Households w/ children
1,250
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Fort Myers market
$203K → $277K
North Fort Myers median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
31 of 66
North Fort Myers actives have cut their price
Median sold price, North Fort Myers, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the NORTH FORT MYERS 33903 median. See the full North Fort Myers market guide →
Paper trail
This home's history
Reality check
What actually sold near 3460 N KEY DRIVE UNIT 407
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$272,000
1138 Harbor Drive, Fort Myers FL 33917
3 bd · 2 ba · 1,053 sqft · $258/sqft · 133 DOM
Sold · Mar ’26$224,900
4510 N KEY DRIVE UNIT 503
2 bd · 2 ba · 982 sqft · $229/sqft · 0 DOM
Sold · Aug ’25$180,000
1900 CLIFFORD STREET UNIT 306
2 bd · 2 ba · 975 sqft · $185/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3460 N KEY DRIVE UNIT 407 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3460 N KEY DRIVE UNIT 407 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3460 N KEY DRIVE UNIT 407 FAQs
What would the monthly payment be for 3460 N KEY DRIVE UNIT 407?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,305/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3460 N KEY DRIVE UNIT 407?+
The most recent tax bill on record (2025) was $1,894. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3460 N KEY DRIVE UNIT 407?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Fort Myers?+
At $155,900, this home is listed about 51% below the North Fort Myers median of $315,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3460 N KEY DRIVE UNIT 407?+
North Fort Myers High School (high), Tropic Isles Elementary School (elementary), Hancock Creek Elementary School (elementary), Caloosa Elementary School (elementary), Caloosa Middle School (middle), Dr Carrie D Robinson Littleton Elementary School (elementary), Diplomat Elementary School (elementary), Diplomat Middle School (middle), Island Coast High School (high), Cape Coral High School (high), Mariner High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
123 days on market against a North Fort Myers median of 39 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
North Fort Myers High School, Tropic Isles Elementary School, Hancock Creek Elementary School, Caloosa Elementary School, Caloosa Middle School, Dr Carrie D Robinson Littleton Elementary School, Diplomat Elementary School, Diplomat Middle School, Island Coast High School, Cape Coral High School, Mariner High School, Ida S. Baker High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Ashley Braverman. MLS #C7524709.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New North Fort Myers homes, in your inbox
Like 3460 N KEY DRIVE UNIT 407 but not quite? A daily digest of every new listing in North Fort Myers — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →